Natural hazards · Pequea

Pequea, PA natural hazards

Most of the natural-hazard damage FEMA expects in Pequea comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 18 claims here since 1978. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pequea?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pequea to be higher than in 51% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding65%Hurricanes16%Everything else19%

By hazard

What Pequea faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage

Above average · higher than 69% of U.S. places

Recorded about 3 times a year in the area

Hurricanes

16% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 11 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pequea flood?

Every paid claim on a federal flood insurance policy in Pequea, from FEMA’s records.

18paid claims since 1978

$253Kpaid to owners

4homes flooded more than once

19782026

Biggest named events

Not a named storm: 3 claims, $6K
Hurricane Floyd: 2 claims, $18K
Tropical Storm Ivan: 1 claim, $9K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Pequea isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lancaster County.

Disasters that hit Pequea

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Pequea itself: aid to households, or repair grants to the Township of Pequea.

Brought FEMA money into PequeaDeclared for Lancaster County only

2011

Tropical Storm Lee

4 households applied for aid $13K aid approved

2006

Severe Storms, Flooding, and Mudslides

4 households applied for aid $749 aid approved

Lancaster County has had 19 natural disasters declared since 1953, most often floods and winter storms.

Around Pequea

Pequea and the towns around it

Very lowLowModerateHighVery high

Lancastermostly inland floodingHigh

Pequeamostly inland floodingModerate

Conestogamostly inland floodingModerate

Strasburgmostly inland floodingModerate

Manormostly inland floodingModerate

Marticmostly inland floodingModerate

West Lampetermostly inland floodingModerate

Providencemostly inland floodingLow

Millersvillemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pequea covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Pequea’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Pequea. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Pequea total about $1.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.