Natural hazards · Providence

Providence, PA natural hazards

Most of the natural-hazard damage FEMA expects in Providence comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 5 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Providence?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Providence to be higher than in 39% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding58%Hurricanes20%Cold waves5%Everything else17%

By hazard

What Providence faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 3 times a year in the area

Hurricanes

20% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 11 years in the area

Cold waves

5% of expected damage

Below average · higher than 40% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Providence flood?

Every paid claim on a federal flood insurance policy in Providence, from FEMA’s records.

5paid claims since 1978

$3Kpaid to owners

0homes flooded more than once

19782026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Providence isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lancaster County.

Disasters that hit Providence

Federal disasters declared here

None of the disasters declared for Lancaster County shows FEMA aid or repair money reaching Providence itself in FEMA’s records.

Brought FEMA money into ProvidenceDeclared for Lancaster County only

Lancaster County has had 19 natural disasters declared since 1953, most often floods and winter storms.

Around Providence

Providence and the towns around it

Very lowLowModerateHighVery high

Pequeamostly inland floodingModerate

Strasburgmostly inland floodingModerate

Marticmostly inland floodingModerate

Providencemostly inland floodingLow

Drumoremostly inland floodingLow

Edenmostly inland floodingLow

East Drumoremostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Providence covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Providence’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Providence. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Providence total about $1.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.