Natural hazards · Millersville

Millersville, PA natural hazards

Most of the natural-hazard damage FEMA expects in Millersville comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 1978. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Millersville?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Millersville to be higher than in 30% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding57%Hurricanes16%Cold waves7%Earthquakes6%Everything else15%

By hazard

What Millersville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage

Below average · higher than 45% of U.S. places

Recorded about 3 times a year in the area

Hurricanes

16% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 12 years in the area

Cold waves

7% of expected damage

Below average · higher than 40% of U.S. places

Recorded about once a year in the area

Earthquakes

6% of expected damage

Above average · higher than 55% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Millersville flood?

Every paid claim on a federal flood insurance policy in Millersville, from FEMA’s records.

2paid claims since 1978

$1Kpaid to owners

0homes flooded more than once

19782026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Millersville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lancaster County.

Disasters that hit Millersville

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Millersville itself: aid to households, or repair grants to the Borough of Millersville.

Brought FEMA money into MillersvilleDeclared for Lancaster County only

2011

Tropical Storm Lee

5 households applied for aid $15K aid approved

2006

Severe Storms, Flooding, and Mudslides

1 household applied for aid

Lancaster County has had 19 natural disasters declared since 1953, most often floods and winter storms.

Around Millersville

Millersville and the towns around it

Very lowLowModerateHighVery high

Lancastermostly inland floodingHigh

Pequeamostly inland floodingModerate

Manormostly inland floodingModerate

Millersvillemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Millersville covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Millersville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Millersville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Millersville total about $1.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.