Natural hazards · Martic

Martic, PA natural hazards

Most of the natural-hazard damage FEMA expects in Martic comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 40 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Martic?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Martic to be higher than in 43% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding58%Hurricanes20%Everything else22%

By hazard

What Martic faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 3 times a year in the area

Hurricanes

20% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 11 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Martic flood?

Every paid claim on a federal flood insurance policy in Martic, from FEMA’s records.

40paid claims since 1978

$494Kpaid to owners

10homes flooded more than once

19782026

Biggest named events

Not a named storm: 5 claims, $11K
Tropical Storm Lee: 3 claims, $39K
Hurricane Floyd: 2 claims, $14K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Martic isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lancaster County.

Disasters that hit Martic

Federal disasters declared here

None of the disasters declared for Lancaster County shows FEMA aid or repair money reaching Martic itself in FEMA’s records.

Brought FEMA money into MarticDeclared for Lancaster County only

Lancaster County has had 19 natural disasters declared since 1953, most often floods and winter storms.

Around Martic

Martic and the towns around it

Very lowLowModerateHighVery high

Conestogamostly inland floodingModerate

Pequeamostly inland floodingModerate

Marticmostly inland floodingModerate

Lower Chancefordmostly inland floodingLow

Providencemostly inland floodingLow

Drumoremostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Martic covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Martic’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Martic. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Martic total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.