Natural hazards · Conestoga

Conestoga, PA natural hazards

Most of the natural-hazard damage FEMA expects in Conestoga comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 55 claims here since 1978. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Conestoga?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Conestoga to be higher than in 51% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding62%Hurricanes19%Everything else20%

By hazard

What Conestoga faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

62% of expected damage

Above average · higher than 69% of U.S. places

Recorded about 3 times a year in the area

Hurricanes

19% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 11 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Conestoga flood?

Every paid claim on a federal flood insurance policy in Conestoga, from FEMA’s records.

55paid claims since 1978

$462Kpaid to owners

5homes flooded more than once

19782026

Biggest named events

Not a named storm: 5 claims, $13K
Hurricane Floyd: 4 claims, $22K
Tropical Storm Lee: 3 claims, $66K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (3) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Conestoga isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lancaster County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared

Disasters that hit Conestoga

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Conestoga itself: aid to households, or repair grants to the Township of Conestoga.

Brought FEMA money into ConestogaDeclared for Lancaster County only

2011

Tropical Storm Lee

14 households applied for aid $57K aid approved

2006

Severe Storms, Flooding, and Mudslides

3 households applied for aid $1K aid approved

Lancaster County has had 19 natural disasters declared since 1953, most often floods and winter storms.

Around Conestoga

Conestoga and the towns around it

Very lowLowModerateHighVery high

Conestogamostly inland floodingModerate

Pequeamostly inland floodingModerate

Manormostly inland floodingModerate

Marticmostly inland floodingModerate

Lower Chancefordmostly inland floodingLow

Chancefordmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Conestoga covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Conestoga’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Conestoga. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Conestoga total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.