Natural hazards · West Lampeter

West Lampeter, PA natural hazards

Most of the natural-hazard damage FEMA expects in West Lampeter comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 91 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is West Lampeter?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in West Lampeter to be higher than in 43% of U.S. communities, mostly from inland flooding.

Inland flooding65%Hurricanes13%Cold waves5%Earthquakes5%Everything else12%

By hazard

What West Lampeter faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 3 times a year in the area

Hurricanes

13% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 12 years in the area

Cold waves

5% of expected damage

Below average · higher than 40% of U.S. places

Recorded about once a year in the area

Earthquakes

5% of expected damage

Above average · higher than 63% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does West Lampeter flood?

Every paid claim on a federal flood insurance policy in West Lampeter, from FEMA’s records.

91paid claims since 1978

$654Kpaid to owners

10homes flooded more than once

19782026

Biggest named events

Not a named storm: 12 claims, $16K
Tropical Storm Lee: 6 claims, $127K
Hurricane Floyd: 5 claims, $38K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (4) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. West Lampeter isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lancaster County.

Disasters that hit West Lampeter

Federal disasters declared here

None of the disasters declared for Lancaster County shows FEMA aid or repair money reaching West Lampeter itself in FEMA’s records.

Brought FEMA money into West LampeterDeclared for Lancaster County only

Lancaster County has had 19 natural disasters declared since 1953, most often floods and winter storms.

Around West Lampeter

West Lampeter and the towns around it

Very lowLowModerateHighVery high

Lancastermostly inland floodingHigh

Pequeamostly inland floodingModerate

Strasburgmostly inland floodingModerate

West Lampetermostly inland floodingModerate

East Lampetermostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. West Lampeter covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to West Lampeter’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of West Lampeter. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across West Lampeter total about $4.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.