Natural hazards · Newburgh

Newburgh, NY natural hazards

Most of the natural-hazard damage FEMA expects in Newburgh comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 45 claims here since 1979. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Newburgh?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Newburgh to be higher than in 28% of U.S. communities, mostly from inland flooding.

Inland flooding65%Hurricanes10%Cold waves8%Tornadoes5%Everything else13%

By hazard

What Newburgh faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage

Below average · higher than 47% of U.S. places

Recorded about 3 times a year in the area

Hurricanes

10% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 14 years in the area

Cold waves

8% of expected damage

Below average · higher than 35% of U.S. places

Recorded about once a year in the area

Tornadoes

5% of expected damage

Below average · higher than 33% of U.S. places

Lower here

Coastal floodingHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Newburgh flood?

Every paid claim on a federal flood insurance policy in Newburgh, from FEMA’s records.

45paid claims since 1979

$759Kpaid to owners

6homes flooded more than once

19792026

Biggest named events

Hurricane Irene: 10 claims, $146K
Not a named storm: 3 claims, $5K
Hurricane Ida: 3 claims, $134K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Newburgh isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Orange County.

Disasters that hit Newburgh

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Newburgh itself: aid to households, or repair grants to the Town of Newburgh.

Brought FEMA money into NewburghDeclared for Orange County only

2021

Remnants of Hurricane Ida

$25K to the Town of Newburgh for repairs

2012

Hurricane Sandy

$96K to the Town of Newburgh for repairs

2011

Remnants of Tropical Storm Lee

$185K to the Town of Newburgh for repairs

2011

Hurricane Irene

$419K to the Town of Newburgh for repairs

2007

Severe Storms and Inland and Coastal Flooding

$87K to the Town of Newburgh for repairs

2005

Severe Storms and Flooding

$15K to the Town of Newburgh for repairs

2003

Snow

$71K to the Town of Newburgh for repairs

2002

Snowstorms

$60K to the Town of Newburgh for repairs

1999

Hurricane Floyd Major Disaster Declarations

$350K to the Town of Newburgh for repairs

Orange County has had 27 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Newburgh

Newburgh and the towns around it

Very lowLowModerateHighVery high

Newburghmostly inland floodingModerate

Fishkillmostly inland floodingLow

Wappingermostly inland floodingLow

Montgomerymostly inland floodingLow

Poughkeepsiemostly inland floodingLow

Newburghmostly inland floodingLow

Shawangunkmostly inland floodingLow

Plattekillmostly inland floodingLow

Marlboroughmostly inland floodingLow

New Windsormostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Newburgh covers 7 census tracts, combined by population.

Money that reached townFlood claims are matched to Newburgh’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Newburgh. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Newburgh total about $8.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.