Natural hazards · Marlborough

Marlborough, NY natural hazards

Most of the natural-hazard damage FEMA expects in Marlborough comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 15 claims here since 2005. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Marlborough?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Marlborough to be higher than in 20% of U.S. communities, mostly from inland flooding.

Inland flooding59%Tornadoes11%Hurricanes10%Cold waves6%Everything else15%

By hazard

What Marlborough faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage

Below average · higher than 33% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

11% of expected damage

Below average · higher than 49% of U.S. places

Hurricanes

10% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 14 years in the area

Cold waves

6% of expected damage

Below average · higher than 39% of U.S. places

Recorded about 2 times a year in the area

Lower here

Coastal floodingHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Marlborough flood?

Every paid claim on a federal flood insurance policy in Marlborough, from FEMA’s records.

15paid claims since 2005

$258Kpaid to owners

4homes flooded more than once

20052026

Biggest named events

Hurricane Irene: 4 claims, $88K
April 2007 Nor'easter: 3 claims, $51K
Hurricane Ida: 2 claims, $14K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Marlborough isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ulster County.

Disasters that hit Marlborough

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Marlborough itself: aid to households, or repair grants to the Town of Marlborough.

Brought FEMA money into MarlboroughDeclared for Ulster County only

2017

Severe Winter Storm and Snowstorm

$47K to the Town of Marlborough for repairs

2012

Hurricane Sandy

$35K to the Town of Marlborough for repairs

2011

Hurricane Irene

$166K to the Town of Marlborough for repairs

2007

Severe Storms and Inland and Coastal Flooding

$136K to the Town of Marlborough for repairs

2003

Snow

$15K to the Town of Marlborough for repairs

2002

Snowstorms

$28K to the Town of Marlborough for repairs

1999

Hurricane Floyd Major Disaster Declarations

$6K to the Town of Marlborough for repairs

Ulster County has had 29 natural disasters declared since 1953, most often severe storms and floods.

Around Marlborough

Marlborough and the towns around it

Very lowLowModerateHighVery high

Lloydmostly inland floodingLow

Poughkeepsiemostly inland floodingLow

Newburghmostly inland floodingLow

Plattekillmostly inland floodingLow

Marlboroughmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Marlborough covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Marlborough’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Marlborough. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Marlborough total about $2.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.