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Natural hazards · Wappinger

Wappinger, NY natural hazards

Most of the natural-hazard damage FEMA expects in Wappinger comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 24 claims here since 1978. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Wappinger?

37
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wappinger to be higher than in 37% of U.S. communities, mostly from inland flooding.

Inland flooding66%Hurricanes13%Earthquakes5%Everything else16%
By hazard

What Wappinger faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

66% of expected damage
Above average · higher than 52% of U.S. places
Recorded about 2 times a year in the area

Hurricanes

13% of expected damage
Well above average · higher than 82% of U.S. places
Recorded about once every 11 years in the area

Earthquakes

5% of expected damage
Above average · higher than 62% of U.S. places

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Wappinger flood?

Every paid claim on a federal flood insurance policy in Wappinger, from FEMA’s records.

24paid claims since 1978
$357Kpaid to owners
3homes flooded more than once
19782026

Biggest named events

  • April 2007 Nor'easter: 4 claims, $91K
  • Hurricane Irene: 3 claims, $106K
  • Hurricane Ida: 2 claims, $17K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Wappinger isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Dutchess County.
Disasters that hit Wappinger

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Wappinger itself: aid to households, or repair grants to the Town of Wappinger.

Brought FEMA money into WappingerDeclared for Dutchess County only
2021

Remnants of Hurricane Ida

$29K to the Town of Wappinger for repairs
2017

Severe Winter Storm and Snowstorm

$98K to the Town of Wappinger for repairs
2010

Severe Winter Storm and Snowstorm

$38K to the Town of Wappinger for repairs
2007

Severe Storms and Inland and Coastal Flooding

$35K to the Town of Wappinger for repairs
2003

Snow

$38K to the Town of Wappinger for repairs
Dutchess County has had 22 natural disasters declared since 1953, most often severe storms and hurricanes.
Around Wappinger

Wappinger and the towns around it

East Fishkill: Moderate, mostly inland floodingPoughkeepsie: Low, mostly inland floodingNewburgh: Low, mostly inland floodingFishkill: Low, mostly inland floodingLaGrange: Low, mostly inland floodingKent: Very low, mostly inland floodingBeekman: Moderate, mostly inland floodingPawling: Low, mostly inland floodingPoughkeepsie: Moderate, mostly inland floodingHyde Park: Low, mostly inland floodingMarlborough: Low, mostly inland floodingPleasant Valley: High, mostly inland floodingLloyd: Low, mostly inland floodingNewburgh: Moderate, mostly inland floodingMontgomery: Low, mostly inland floodingPlattekill: Low, mostly inland floodingNew Windsor: Very low, mostly inland floodingShawangunk: Low, mostly inland floodingPhilipstown: Moderate, mostly inland floodingCornwall: Moderate, mostly inland floodingUnion Vale: Low, mostly inland floodingWappinger: Low, mostly inland flooding WappingerEast FishkillPoughkeepsieNewburghFishkillLaGrange
Very lowLowModerateHighVery high
East Fishkillmostly inland floodingModerate
LaGrangemostly inland floodingLow
Fishkillmostly inland floodingLow
Wappingermostly inland floodingLow
Poughkeepsiemostly inland floodingLow
Newburghmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wappinger covers 8 census tracts, combined by population.
Money that reached townFlood claims are matched to Wappinger’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Wappinger. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Wappinger total about $6.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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