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Natural hazards · New Windsor

New Windsor, NY natural hazards

Most of the natural-hazard damage FEMA expects in New Windsor comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 43 claims here since 1979. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is New Windsor?

15
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in New Windsor to be higher than in 15% of U.S. communities, mostly from inland flooding.

Inland flooding56%Hurricanes12%Cold waves9%Tornadoes6%Earthquakes6%Everything else10%
By hazard

What New Windsor faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage
Below average · higher than 27% of U.S. places
Recorded about 3 times a year in the area

Hurricanes

12% of expected damage
Well above average · higher than 81% of U.S. places
Recorded about once every 14 years in the area

Cold waves

9% of expected damage
Below average · higher than 35% of U.S. places
Recorded about once a year in the area

Tornadoes

6% of expected damage
Below average · higher than 33% of U.S. places

Earthquakes

6% of expected damage
Above average · higher than 59% of U.S. places

Lower here

Coastal floodingHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does New Windsor flood?

Every paid claim on a federal flood insurance policy in New Windsor, from FEMA’s records.

43paid claims since 1979
$746Kpaid to owners
5homes flooded more than once
19792026

Biggest named events

  • Hurricane Irene: 9 claims, $231K
  • Torrential rain: 3 claims, $82K
  • December Nor'easter: 3 claims, $23K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (2) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. New Windsor isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Orange County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared
Disasters that hit New Windsor

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in New Windsor itself: aid to households, or repair grants to the Town of New Windsor.

Brought FEMA money into New WindsorDeclared for Orange County only
2021

Remnants of Hurricane Ida

84 households applied for aid $255K aid approved
2012

Hurricane Sandy

35 households applied for aid $4K aid approved
2011

Remnants of Tropical Storm Lee

9 households applied for aid $22K aid approved
2011

Hurricane Irene

243 households applied for aid $941K aid approved
2007

Severe Storms and Inland and Coastal Flooding

27 households applied for aid $18K aid approved
2006

Severe Storms and Flooding

2 households applied for aid $4K aid approved
2005

Severe Storms and Flooding

6 households applied for aid $7K aid approved
Orange County has had 27 natural disasters declared since 1953, most often severe storms and hurricanes.
Around New Windsor

New Windsor and the towns around it

Cornwall: Moderate, mostly inland floodingNewburgh: Moderate, mostly inland floodingNewburgh: Low, mostly inland floodingMontgomery: Low, mostly inland floodingHamptonburgh: Low, mostly inland floodingBlooming Grove: Low, mostly inland floodingFishkill: Low, mostly inland floodingHighlands: Moderate, mostly inland floodingWoodbury: Very low, mostly inland floodingWoodbury: Very low, mostly inland floodingPhilipstown: Moderate, mostly inland floodingWappinger: Low, mostly inland floodingPlattekill: Low, mostly inland floodingMarlborough: Low, mostly inland floodingShawangunk: Low, mostly inland floodingPoughkeepsie: Low, mostly inland floodingCrawford: Low, mostly inland floodingMaybrook: Very low, mostly inland floodingWallkill: Very low, mostly inland floodingGoshen: Very low, mostly inland floodingMonroe: Very low, mostly inland floodingChester: Low, mostly inland floodingSouth Blooming Grove: Low, mostly inland floodingEast Fishkill: Moderate, mostly inland floodingNew Windsor: Very low, mostly inland flooding New WindsorCornwallNewburghNewburghMontgomeryHamptonburghBlooming GroveFishkill
Very lowLowModerateHighVery high
Newburghmostly inland floodingModerate
Cornwallmostly inland floodingModerate
Fishkillmostly inland floodingLow
Blooming Grovemostly inland floodingLow
Hamptonburghmostly inland floodingLow
Montgomerymostly inland floodingLow
Newburghmostly inland floodingLow
New Windsormostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. New Windsor covers 7 census tracts, combined by population.
Money that reached townFlood claims are matched to New Windsor’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of New Windsor. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across New Windsor total about $5.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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