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Natural hazards · Fishkill

Fishkill, NY natural hazards

Most of the natural-hazard damage FEMA expects in Fishkill comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 48 claims here since 1978. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Fishkill?

38
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fishkill to be higher than in 38% of U.S. communities, mostly from inland flooding.

Inland flooding70%Hurricanes12%Everything else18%
By hazard

What Fishkill faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage
Above average · higher than 55% of U.S. places
Recorded about 2 times a year in the area

Hurricanes

12% of expected damage
Well above average · higher than 82% of U.S. places
Recorded about once every 11 years in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

TsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Fishkill flood?

Every paid claim on a federal flood insurance policy in Fishkill, from FEMA’s records.

48paid claims since 1978
$671Kpaid to owners
5homes flooded more than once
19782026

Biggest named events

  • April 2007 Nor'easter: 12 claims, $294K
  • Hurricane Irene: 9 claims, $78K
  • Hurricane Ida: 9 claims, $158K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (3) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Fishkill isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Dutchess County.
Disasters that hit Fishkill

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fishkill itself: aid to households, or repair grants to the Town of Fishkill.

Brought FEMA money into FishkillDeclared for Dutchess County only
2021

Remnants of Hurricane Ida

$16K to the Town of Fishkill for repairs
2017

Severe Winter Storm and Snowstorm

$50K to the Town of Fishkill for repairs
2011

Hurricane Irene

$57K to the Town of Fishkill for repairs
2010

Severe Winter Storm and Snowstorm

$36K to the Town of Fishkill for repairs
2007

Severe Storms and Inland and Coastal Flooding

$93K to the Town of Fishkill for repairs
2003

Snow

$26K to the Town of Fishkill for repairs
Dutchess County has had 22 natural disasters declared since 1953, most often severe storms and hurricanes.
Around Fishkill

Fishkill and the towns around it

East Fishkill: Moderate, mostly inland floodingPhilipstown: Moderate, mostly inland floodingNewburgh: Low, mostly inland floodingWappinger: Low, mostly inland floodingNewburgh: Moderate, mostly inland floodingNew Windsor: Very low, mostly inland floodingCornwall: Moderate, mostly inland floodingKent: Very low, mostly inland floodingBeekman: Moderate, mostly inland floodingLaGrange: Low, mostly inland floodingPawling: Low, mostly inland floodingHighlands: Moderate, mostly inland floodingPutnam Valley: Low, mostly inland floodingCortlandt: Very low, mostly inland floodingStony Point: Low, mostly inland floodingMontgomery: Low, mostly inland floodingPlattekill: Low, mostly inland floodingMarlborough: Low, mostly inland floodingShawangunk: Low, mostly inland floodingPoughkeepsie: Low, mostly inland floodingHamptonburgh: Low, mostly inland floodingBlooming Grove: Low, mostly inland floodingWoodbury: Very low, mostly inland floodingWoodbury: Very low, mostly inland floodingFishkill: Low, mostly inland flooding FishkillEast FishkillPhilipstownNewburghWappingerNewburghNew WindsorCornwall
Very lowLowModerateHighVery high
East Fishkillmostly inland floodingModerate
Newburghmostly inland floodingModerate
Philipstownmostly inland floodingModerate
Cornwallmostly inland floodingModerate
Fishkillmostly inland floodingLow
Wappingermostly inland floodingLow
Newburghmostly inland floodingLow
New Windsormostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fishkill covers 7 census tracts, combined by population.
Money that reached townFlood claims are matched to Fishkill’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Fishkill. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Fishkill total about $7.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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