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Natural hazards · Poughkeepsie

Poughkeepsie, NY natural hazards

Most of the natural-hazard damage FEMA expects in Poughkeepsie comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 45 claims here since 1978. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Poughkeepsie?

29
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Poughkeepsie to be higher than in 29% of U.S. communities, mostly from inland flooding.

Inland flooding69%Hurricanes11%Everything else20%
By hazard

What Poughkeepsie faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

69% of expected damage
Below average · higher than 48% of U.S. places
Recorded about 2 times a year in the area

Hurricanes

11% of expected damage
Well above average · higher than 81% of U.S. places
Recorded about once every 14 years in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Poughkeepsie flood?

Every paid claim on a federal flood insurance policy in Poughkeepsie, from FEMA’s records.

45paid claims since 1978
$1.1Mpaid to owners
6homes flooded more than once
19782026

Biggest named events

  • Hurricane Irene: 12 claims, $667K
  • Hurricane Ida: 8 claims, $88K
  • April 2007 Nor'easter: 7 claims, $102K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Poughkeepsie isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Dutchess County.
Disasters that hit Poughkeepsie

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Poughkeepsie itself: aid to households, or repair grants to the Town of Poughkeepsie.

Brought FEMA money into PoughkeepsieDeclared for Dutchess County only
2021

Remnants of Hurricane Ida

$157K to the Town of Poughkeepsie for repairs
2017

Severe Winter Storm and Snowstorm

$89K to the Town of Poughkeepsie for repairs
2011

Hurricane Irene

$152K to the Town of Poughkeepsie for repairs
2010

Severe Winter Storm and Snowstorm

$61K to the Town of Poughkeepsie for repairs
2007

Severe Storms and Inland and Coastal Flooding

$228K to the Town of Poughkeepsie for repairs
2000

Severe Storms and Flooding

$353K to the Town of Poughkeepsie for repairs
Dutchess County has had 22 natural disasters declared since 1953, most often severe storms and hurricanes.
Around Poughkeepsie

Poughkeepsie and the towns around it

LaGrange: Low, mostly inland floodingPoughkeepsie: Moderate, mostly inland floodingWappinger: Low, mostly inland floodingHyde Park: Low, mostly inland floodingMarlborough: Low, mostly inland floodingPleasant Valley: High, mostly inland floodingLloyd: Low, mostly inland floodingNewburgh: Low, mostly inland floodingUnion Vale: Low, mostly inland floodingBeekman: Moderate, mostly inland floodingEast Fishkill: Moderate, mostly inland floodingFishkill: Low, mostly inland floodingClinton: Moderate, mostly inland floodingEsopus: Low, mostly inland floodingRhinebeck: Low, mostly inland floodingPlattekill: Low, mostly inland floodingWashington: Low, mostly inland floodingNew Paltz: Very low, mostly inland floodingGardiner: Moderate, mostly inland floodingNewburgh: Moderate, mostly inland floodingMontgomery: Low, mostly inland floodingNew Windsor: Very low, mostly inland floodingShawangunk: Low, mostly inland floodingPoughkeepsie: Low, mostly inland flooding PoughkeepsieLaGrangePoughkeepsieWappingerHyde ParkMarlboroughPleasant ValleyLloydNewburgh
Very lowLowModerateHighVery high
Pleasant Valleymostly inland floodingHigh
Poughkeepsiemostly inland floodingModerate
LaGrangemostly inland floodingLow
Hyde Parkmostly inland floodingLow
Wappingermostly inland floodingLow
Lloydmostly inland floodingLow
Poughkeepsiemostly inland floodingLow
Newburghmostly inland floodingLow
Marlboroughmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Poughkeepsie covers 11 census tracts, combined by population.
Money that reached townFlood claims are matched to Poughkeepsie’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Poughkeepsie. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Poughkeepsie total about $11.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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