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Natural hazards · Haddon

Haddon, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Haddon comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 17 claims here since 1978. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Haddon?

35
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Haddon to be higher than in 35% of U.S. communities, mostly from inland flooding.

Inland flooding63%Earthquakes8%Heat waves7%Cold waves6%Everything else15%
By hazard

What Haddon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

63% of expected damage
Above average · higher than 58% of U.S. places
Recorded about 4 times a year in the area

Earthquakes

8% of expected damage
Above average · higher than 68% of U.S. places

Heat waves

7% of expected damage
Well below average · higher than 6% of U.S. places
Recorded about 11 times a year in the area

Cold waves

6% of expected damage
Above average · higher than 55% of U.S. places
Recorded about once a year in the area

Lower here

Coastal floodingHurricanesTornadoesHailIce stormsWinter weatherWildfireLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Haddon flood?

Every paid claim on a federal flood insurance policy in Haddon, from FEMA’s records.

17paid claims since 1978
$164Kpaid to owners
4homes flooded more than once
19782026

Biggest named events

  • April 2007 Nor'easter: 2 claims, $4K
  • Mid-spring storms: 1 claim, $12K
  • Torrential rain: 1 claim, $5K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Haddon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Camden County.
Disasters that hit Haddon

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Haddon itself: aid to households, or repair grants to the Township of Haddon.

Brought FEMA money into HaddonDeclared for Camden County only
2016

Severe Winter Storm and Snowstorm

$50K to the Township of Haddon for repairs
2015

Severe Storm

$69K to the Township of Haddon for repairs
2012

Hurricane Sandy

$116K to the Township of Haddon for repairs
2011

Hurricane Irene

$44K to the Township of Haddon for repairs
2010

Severe Winter Storm and Snowstorm

$34K to the Township of Haddon for repairs
2009

Snowstorm

$37K to the Township of Haddon for repairs
2007

Severe Storms and Inland and Coastal Flooding

$46K to the Township of Haddon for repairs
2004

Severe Storms and Flooding

$23K to the Township of Haddon for repairs
Camden County has had 19 natural disasters declared since 1953, most often hurricanes and winter storms.
Around Haddon

Haddon and the towns around it

Collingswood: Moderate, mostly inland floodingHaddonfield: Low, mostly inland floodingCherry Hill: Low, mostly inland floodingGloucester City: Moderate, mostly inland floodingAudubon: Very low, mostly inland floodingCamden: High, mostly inland floodingMount Ephraim: Low, mostly inland floodingOaklyn: Low, mostly inland floodingWoodlynne: High, mostly inland floodingPennsauken: Low, mostly inland floodingHaddon Heights: Very low, mostly inland floodingTavistock: Low, mostly inland floodingBarrington: Very low, mostly inland floodingLawnside: Very low, mostly inland floodingMaple Shade: High, mostly inland floodingEvesham: Low, mostly inland floodingMount Laurel: Moderate, mostly inland floodingMerchantville: Very low, mostly inland floodingVoorhees: Very low, mostly inland floodingBrooklawn: High, mostly inland floodingWestville: High, mostly inland floodingPhiladelphia: Moderate, mostly inland floodingAudubon Park: Very low, mostly inland floodingBellmawr: Low, mostly inland floodingHaddon: Low, mostly inland flooding HaddonCollingswoodHaddonfieldCherry HillGloucester CityAudubonCamdenMount EphraimOaklyn
Very lowLowModerateHighVery high
Camdenmostly inland floodingHigh
Collingswoodmostly inland floodingModerate
Gloucester Citymostly inland floodingModerate
Cherry Hillmostly inland floodingLow
Haddonmostly inland floodingLow
Mount Ephraimmostly inland floodingLow
Oaklynmostly inland floodingLow
Haddonfieldmostly inland floodingLow
Audubonmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Haddon covers 3 census tracts, combined by population.
Money that reached townFlood claims are matched to Haddon’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Haddon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Haddon total about $3.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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