Natural hazards · Audubon

Audubon, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Audubon comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 3 claims here since 1978. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Audubon?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Audubon to be higher than in 7% of U.S. communities, mostly from inland flooding.

Inland flooding47%Earthquakes11%Heat waves11%Cold waves9%Tornadoes6%Everything else15%

By hazard

What Audubon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage

Well below average · higher than 13% of U.S. places

Recorded about 4 times a year in the area

Earthquakes

11% of expected damage

Above average · higher than 68% of U.S. places

Heat waves

11% of expected damage

Well below average · higher than 6% of U.S. places

Recorded about 11 times a year in the area

Cold waves

9% of expected damage

Above average · higher than 55% of U.S. places

Recorded about once a year in the area

Tornadoes

6% of expected damage

Below average · higher than 41% of U.S. places

Lower here

Coastal floodingHurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Audubon flood?

Every paid claim on a federal flood insurance policy in Audubon, from FEMA’s records.

3paid claims since 1978

$9Kpaid to owners

0homes flooded more than once

19782026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Audubon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Camden County.

Disasters that hit Audubon

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Audubon itself: aid to households, or repair grants to the Borough of Audubon.

Brought FEMA money into AudubonDeclared for Camden County only

2021

Remnants of Hurricane Ida

1 household applied for aid

2016

Severe Winter Storm and Snowstorm

$27K to the Borough of Audubon for repairs

2012

Hurricane Sandy

10 households applied for aid $681 aid approved $28K to the Borough of Audubon for repairs

2011

Hurricane Irene

16 households applied for aid $7K aid approved $6K to the Borough of Audubon for repairs

2010

Severe Winter Storm and Snowstorm

$18K to the Borough of Audubon for repairs

2009

Snowstorm

$15K to the Borough of Audubon for repairs

2007

Severe Storms and Inland and Coastal Flooding

7 households applied for aid $16K aid approved

2004

Severe Storms and Flooding

6 households applied for aid $5K aid approved

Camden County has had 19 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Audubon

Audubon and the towns around it

Very lowLowModerateHighVery high

Mount Ephraimmostly inland floodingLow

Haddonmostly inland floodingLow

Oaklynmostly inland floodingLow

Haddonfieldmostly inland floodingLow

Audubon Parkmostly inland floodingVery low

Audubonmostly inland floodingVery low

Haddon Heightsmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Audubon covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Audubon’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Audubon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Audubon total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.