Natural hazards · Haddonfield

Haddonfield, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Haddonfield comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 23 claims here since 1994. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Haddonfield?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Haddonfield to be higher than in 22% of U.S. communities, mostly from inland flooding.

Inland flooding64%Earthquakes10%Heat waves6%Cold waves5%Everything else16%

By hazard

What Haddonfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage

Below average · higher than 40% of U.S. places

Recorded about 4 times a year in the area

Earthquakes

10% of expected damage

Above average · higher than 69% of U.S. places

Heat waves

6% of expected damage

Well below average · higher than 6% of U.S. places

Recorded about 11 times a year in the area

Cold waves

5% of expected damage

Above average · higher than 55% of U.S. places

Recorded about once a year in the area

Lower here

Coastal floodingHurricanesTornadoesHailIce stormsWinter weatherWildfireLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Haddonfield flood?

Every paid claim on a federal flood insurance policy in Haddonfield, from FEMA’s records.

23paid claims since 1994

$773Kpaid to owners

4homes flooded more than once

19942026

Biggest named events

March 2010 Nor'easter: 2 claims, $15K
Hurricane Irene: 1 claim, $23K
April 2007 Nor'easter: 1 claim, $16K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Haddonfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Camden County.

Disasters that hit Haddonfield

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Haddonfield itself: aid to households, or repair grants to the Borough of Haddonfield.

Brought FEMA money into HaddonfieldDeclared for Camden County only

2016

Severe Winter Storm and Snowstorm

$21K to the Borough of Haddonfield for repairs

2015

Severe Storm

$65K to the Borough of Haddonfield for repairs

2012

Hurricane Sandy

5 households applied for aid $5K aid approved $87K to the Borough of Haddonfield for repairs

2011

Hurricane Irene

18 households applied for aid $15K aid approved $56K to the Borough of Haddonfield for repairs

2010

Severe Winter Storm and Snowstorm

$19K to the Borough of Haddonfield for repairs

2009

Snowstorm

$24K to the Borough of Haddonfield for repairs

2007

Severe Storms and Inland and Coastal Flooding

18 households applied for aid $12K aid approved

2004

Severe Storms and Flooding

11 households applied for aid $39K aid approved $24K to the Borough of Haddonfield for repairs

Camden County has had 19 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Haddonfield

Haddonfield and the towns around it

Very lowLowModerateHighVery high

Cherry Hillmostly inland floodingLow

Haddonmostly inland floodingLow

Tavistockmostly inland floodingLow

Haddonfieldmostly inland floodingLow

Lawnsidemostly inland floodingVery low

Barringtonmostly inland floodingVery low

Audubonmostly inland floodingVery low

Haddon Heightsmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Haddonfield covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Haddonfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Haddonfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Haddonfield total about $3.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.