Natural hazards · Oaklyn

Oaklyn, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Oaklyn comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 3 claims here since 1994. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Oaklyn?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Oaklyn to be higher than in 26% of U.S. communities, mostly from inland flooding.

Inland flooding56%Earthquakes10%Heat waves9%Cold waves8%Everything else17%

By hazard

What Oaklyn faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage

Below average · higher than 44% of U.S. places

Recorded about 4 times a year in the area

Earthquakes

10% of expected damage

Above average · higher than 70% of U.S. places

Heat waves

9% of expected damage

Well below average · higher than 6% of U.S. places

Recorded about 11 times a year in the area

Cold waves

8% of expected damage

Above average · higher than 55% of U.S. places

Recorded about once a year in the area

Lower here

Coastal floodingHurricanesTornadoesHailIce stormsWinter weatherLandslidesStrong windLightning

Not a risk here

WildfireDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Oaklyn flood?

Every paid claim on a federal flood insurance policy in Oaklyn, from FEMA’s records.

3paid claims since 1994

$71Kpaid to owners

0homes flooded more than once

19942026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Oaklyn isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Camden County.

Disasters that hit Oaklyn

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Oaklyn itself: aid to households, or repair grants to the Borough of Oaklyn.

Brought FEMA money into OaklynDeclared for Camden County only

2012

Hurricane Sandy

21 households applied for aid $22K aid approved $16K to the Borough of Oaklyn for repairs

2011

Hurricane Irene

89 households applied for aid $85K aid approved $5K to the Borough of Oaklyn for repairs

2010

Severe Winter Storm and Snowstorm

$11K to the Borough of Oaklyn for repairs

2009

Snowstorm

$10K to the Borough of Oaklyn for repairs

2007

Severe Storms and Inland and Coastal Flooding

38 households applied for aid $29K aid approved $6K to the Borough of Oaklyn for repairs

2004

Severe Storms and Flooding

73 households applied for aid $157K aid approved

Camden County has had 19 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Oaklyn

Oaklyn and the towns around it

Very lowLowModerateHighVery high

Collingswoodmostly inland floodingModerate

Haddonmostly inland floodingLow

Oaklynmostly inland floodingLow

Audubon Parkmostly inland floodingVery low

Audubonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Oaklyn covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Oaklyn’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Oaklyn. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Oaklyn total about $708K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.