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Natural hazards · Cherry Hill

Cherry Hill, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Cherry Hill comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 115 claims here since 1978. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Cherry Hill?

38
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cherry Hill to be higher than in 38% of U.S. communities, mostly from inland flooding.

Inland flooding70%Earthquakes7%Heat waves5%Everything else18%
By hazard

What Cherry Hill faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage
Above average · higher than 61% of U.S. places
Recorded about 4 times a year in the area

Earthquakes

7% of expected damage
Above average · higher than 67% of U.S. places

Heat waves

5% of expected damage
Well below average · higher than 6% of U.S. places
Recorded about 11 times a year in the area

Lower here

Coastal floodingHurricanesTornadoesHailIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Cherry Hill flood?

Every paid claim on a federal flood insurance policy in Cherry Hill, from FEMA’s records.

115paid claims since 1978
$1.4Mpaid to owners
12homes flooded more than once
19782026

Biggest named events

  • Hurricane Irene: 16 claims, $121K
  • April 2007 Nor'easter: 4 claims, $27K
  • Mid-spring storms: 4 claims, $31K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (4) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Cherry Hill isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Camden County.
Disasters that hit Cherry Hill

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Cherry Hill itself: aid to households, or repair grants to the Township of Cherry Hill.

Brought FEMA money into Cherry HillDeclared for Camden County only
2016

Severe Winter Storm and Snowstorm

$184K to the Township of Cherry Hill for repairs
2015

Severe Storm

$457K to the Township of Cherry Hill for repairs
2012

Hurricane Sandy

123 households applied for aid $40K aid approved $279K to the Township of Cherry Hill for repairs
2011

Hurricane Irene

304 households applied for aid $364K aid approved $233K to the Township of Cherry Hill for repairs
2010

Severe Winter Storm and Snowstorm

$121K to the Township of Cherry Hill for repairs
2009

Snowstorm

$137K to the Township of Cherry Hill for repairs
2007

Severe Storms and Inland and Coastal Flooding

92 households applied for aid $126K aid approved $68K to the Township of Cherry Hill for repairs
2004

Severe Storms and Flooding

265 households applied for aid $578K aid approved $64K to the Township of Cherry Hill for repairs
Camden County has had 19 natural disasters declared since 1953, most often hurricanes and winter storms.
Around Cherry Hill

Cherry Hill and the towns around it

Haddonfield: Low, mostly inland floodingMaple Shade: High, mostly inland floodingEvesham: Low, mostly inland floodingMount Laurel: Moderate, mostly inland floodingLawnside: Very low, mostly inland floodingHaddon: Low, mostly inland floodingPennsauken: Low, mostly inland floodingMerchantville: Very low, mostly inland floodingVoorhees: Very low, mostly inland floodingCollingswood: Moderate, mostly inland floodingHaddon Heights: Very low, mostly inland floodingTavistock: Low, mostly inland floodingBarrington: Very low, mostly inland floodingAudubon: Very low, mostly inland floodingMoorestown: Moderate, mostly inland floodingCinnaminson: Very high, mostly inland floodingWaterford: Very low, mostly inland floodingMedford: Moderate, mostly inland floodingBerlin: Very low, mostly inland floodingHainesport: Moderate, mostly inland floodingWestampton: Low, mostly inland floodingWillingboro: High, mostly inland floodingLumberton: Moderate, mostly inland floodingMagnolia: Very low, mostly inland floodingSomerdale: Very low, mostly inland floodingGloucester City: Moderate, mostly inland floodingCamden: High, mostly inland floodingMount Ephraim: Low, mostly inland floodingOaklyn: Low, mostly inland floodingPalmyra: Very high, mostly inland floodingPhiladelphia: Moderate, mostly inland floodingGibbsboro: Very low, mostly inland floodingLindenwold: Low, mostly inland floodingWoodlynne: High, mostly inland floodingCherry Hill: Low, mostly inland flooding Cherry HillHaddonfieldMaple ShadeEveshamMount LaurelLawnsideHaddonPennsaukenMerchantvilleVoorheesCollingswood
Very lowLowModerateHighVery high
Maple Shademostly inland floodingHigh
Collingswoodmostly inland floodingModerate
Mount Laurelmostly inland floodingModerate
Cherry Hillmostly inland floodingLow
Haddonmostly inland floodingLow
Pennsaukenmostly inland floodingLow
Haddonfieldmostly inland floodingLow
Eveshammostly inland floodingLow
Lawnsidemostly inland floodingVery low
Voorheesmostly inland floodingVery low
Merchantvillemostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cherry Hill covers 16 census tracts, combined by population.
Money that reached townFlood claims are matched to Cherry Hill’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Cherry Hill. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Cherry Hill total about $23.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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