Natural hazards · Camden

Camden, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Camden comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 321 claims here since 1979. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Camden?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Camden to be higher than in 62% of U.S. communities, mostly from inland flooding.

Inland flooding70%Earthquakes6%Heat waves5%Everything else18%

By hazard

What Camden faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 4 times a year in the area

Earthquakes

6% of expected damage

Above average · higher than 70% of U.S. places

Heat waves

5% of expected damage

Well below average · higher than 6% of U.S. places

Recorded about 11 times a year in the area

Lower here

Coastal floodingHurricanesTornadoesHailIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Camden flood?

Every paid claim on a federal flood insurance policy in Camden, from FEMA’s records.

321paid claims since 1979

$1.7Mpaid to owners

45homes flooded more than once

19792026

Biggest named events

Hurricane Irene: 27 claims, $79K
April 2007 Nor'easter: 14 claims, $52K
Mid-spring storms: 10 claims, $50K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (4) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Camden isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Camden County.

Disasters that hit Camden

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Camden itself: aid to households, or repair grants to the City of Camden.

Brought FEMA money into CamdenDeclared for Camden County only

2021

Remnants of Hurricane Ida

2 households applied for aid

2016

Severe Winter Storm and Snowstorm

$79K to the City of Camden for repairs

2015

Severe Storm

$76K to the City of Camden for repairs

2012

Hurricane Sandy

778 households applied for aid $855K aid approved $252K to the City of Camden for repairs

2011

Hurricane Irene

3,579 households applied for aid $3.4M aid approved $31K to the City of Camden for repairs

2009

Snowstorm

$37K to the City of Camden for repairs

2007

Severe Storms and Inland and Coastal Flooding

524 households applied for aid $342K aid approved

2004

Severe Storms and Flooding

2,832 households applied for aid $3.4M aid approved $12K to the City of Camden for repairs

Camden County has had 19 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Camden

Camden and the towns around it

Very lowLowModerateHighVery high

Woodlynnemostly inland floodingHigh

Camdenmostly inland floodingHigh

Collingswoodmostly inland floodingModerate

Gloucester Citymostly inland floodingModerate

Philadelphiamostly inland floodingModerate

Haddonmostly inland floodingLow

Pennsaukenmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Camden covers 19 census tracts, combined by population.

Money that reached townFlood claims are matched to Camden’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Camden. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Camden total about $21.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.