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Natural hazards · Gloucester

Gloucester, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Gloucester comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 11 claims here since 1989. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Gloucester?

16
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Gloucester to be higher than in 16% of U.S. communities, mostly from inland flooding.

Inland flooding56%Heat waves9%Cold waves8%Earthquakes7%Hurricanes6%Everything else14%
By hazard

What Gloucester faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage
Below average · higher than 31% of U.S. places
Recorded about 4 times a year in the area

Heat waves

9% of expected damage
Well below average · higher than 6% of U.S. places
Recorded about 11 times a year in the area

Cold waves

8% of expected damage
Above average · higher than 55% of U.S. places
Recorded about once a year in the area

Earthquakes

7% of expected damage
Above average · higher than 61% of U.S. places

Hurricanes

6% of expected damage
Above average · higher than 68% of U.S. places
Recorded about once every 8 years in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Gloucester flood?

Every paid claim on a federal flood insurance policy in Gloucester, from FEMA’s records.

11paid claims since 1989
$108Kpaid to owners
1homes flooded more than once
19892026

Biggest named events

  • Hurricane Irene: 4 claims, $27K
  • Hurricane Sandy: 1 claim, $52K
  • April 2007 Nor'easter: 1 claim, $2K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Gloucester isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Camden County.
Disasters that hit Gloucester

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Gloucester itself: aid to households, or repair grants to the Township of Gloucester.

Brought FEMA money into GloucesterDeclared for Camden County only
2016

Severe Winter Storm and Snowstorm

$457K to the Township of Gloucester for repairs
2015

Severe Storm

$1.2M to the Township of Gloucester for repairs
2012

Hurricane Sandy

$131K to the Township of Gloucester for repairs
2011

Hurricane Irene

1 household applied for aid $59K to the Township of Gloucester for repairs
2010

Severe Winter Storm and Snowstorm

$292K to the Township of Gloucester for repairs
2009

Snowstorm

$367K to the Township of Gloucester for repairs
2007

Severe Storms and Inland and Coastal Flooding

$32K to the Township of Gloucester for repairs
2004

Severe Storms and Flooding

$96K to the Township of Gloucester for repairs
Camden County has had 19 natural disasters declared since 1953, most often hurricanes and winter storms.
Around Gloucester

Gloucester and the towns around it

Washington: Very low, mostly inland floodingDeptford: Very low, mostly inland floodingStratford: Very low, mostly inland floodingPine Hill: Very low, mostly inland floodingLindenwold: Low, mostly inland floodingRunnemede: Very low, mostly inland floodingSomerdale: Very low, mostly inland floodingHi-Nella: Low, mostly inland floodingMagnolia: Very low, mostly inland floodingMantua: Very low, mostly inland floodingGlassboro: Very low, mostly inland floodingPitman: Very low, mostly inland floodingMonroe: Very low, mostly inland floodingWoodbury Heights: Very low, mostly inland floodingWenonah: Very low, mostly inland floodingBellmawr: Low, mostly inland floodingWoodbury: Low, mostly inland floodingWestville: High, mostly inland floodingWest Deptford: Low, mostly inland floodingLaurel Springs: Low, mostly inland floodingClementon: Low, mostly inland floodingBerlin: Very low, mostly inland floodingGibbsboro: Very low, mostly inland floodingVoorhees: Very low, mostly inland floodingBerlin: Very low, mostly inland floodingBarrington: Very low, mostly inland floodingLawnside: Very low, mostly inland floodingGloucester: Very low, mostly inland flooding GloucesterWashingtonDeptfordStratfordPine HillLindenwoldRunnemedeSomerdaleHi-NellaMagnolia
Very lowLowModerateHighVery high
Lindenwoldmostly inland floodingLow
Hi-Nellamostly inland floodingLow
Stratfordmostly inland floodingVery low
Somerdalemostly inland floodingVery low
Runnemedemostly inland floodingVery low
Gloucestermostly inland floodingVery low
Deptfordmostly inland floodingVery low
Magnoliamostly inland floodingVery low
Pine Hillmostly inland floodingVery low
Washingtonmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Gloucester covers 14 census tracts, combined by population.
Money that reached townFlood claims are matched to Gloucester’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Gloucester. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Gloucester total about $11.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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