Natural hazards · Pine Hill

Pine Hill, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Pine Hill comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 6 claims here since 1978. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pine Hill?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pine Hill to be higher than in 11% of U.S. communities, mostly from inland flooding.

Inland flooding50%Heat waves12%Cold waves11%Hurricanes6%Earthquakes5%Everything else16%

By hazard

What Pine Hill faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage

Well below average · higher than 23% of U.S. places

Recorded about 4 times a year in the area

Heat waves

12% of expected damage

Well below average · higher than 6% of U.S. places

Recorded about 11 times a year in the area

Cold waves

11% of expected damage

Above average · higher than 55% of U.S. places

Recorded about once a year in the area

Hurricanes

6% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once every 7 years in the area

Earthquakes

5% of expected damage

Above average · higher than 53% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pine Hill flood?

Every paid claim on a federal flood insurance policy in Pine Hill, from FEMA’s records.

6paid claims since 1978

$38Kpaid to owners

1homes flooded more than once

19782026

Biggest named events

Hurricane Irene: 1 claim, $7K
March 2010 Nor'easter: 1 claim, $3K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Pine Hill isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Camden County.

Disasters that hit Pine Hill

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Pine Hill itself: aid to households, or repair grants to the Borough of Pine Hill.

Brought FEMA money into Pine HillDeclared for Camden County only

2016

Severe Winter Storm and Snowstorm

$10K to the Borough of Pine Hill for repairs

2015

Severe Storm

$111K to the Borough of Pine Hill for repairs

2012

Hurricane Sandy

9 households applied for aid $4K aid approved $9K to the Borough of Pine Hill for repairs

2011

Hurricane Irene

56 households applied for aid $59K aid approved $7K to the Borough of Pine Hill for repairs

2010

Severe Winter Storm and Snowstorm

$14K to the Borough of Pine Hill for repairs

2009

Snowstorm

$9K to the Borough of Pine Hill for repairs

2007

Severe Storms and Inland and Coastal Flooding

3 households applied for aid $20K aid approved

2004

Severe Storms and Flooding

10 households applied for aid $20K aid approved

Camden County has had 19 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Pine Hill

Pine Hill and the towns around it

Very lowLowModerateHighVery high

Clementonmostly inland floodingLow

Lindenwoldmostly inland floodingLow

Gloucestermostly inland floodingVery low

Pine Hillmostly inland floodingVery low

Berlinmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pine Hill covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Pine Hill’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Pine Hill. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Pine Hill total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.