Natural hazards · Stratford

Stratford, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Stratford comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 2012. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Stratford?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Stratford to be higher than in 19% of U.S. communities, mostly from inland flooding.

Inland flooding55%Earthquakes14%Heat waves8%Cold waves7%Hurricanes6%Everything else11%

By hazard

What Stratford faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Below average · higher than 30% of U.S. places

Recorded about 4 times a year in the area

Earthquakes

14% of expected damage

Above average · higher than 74% of U.S. places

Heat waves

8% of expected damage

Well below average · higher than 6% of U.S. places

Recorded about 11 times a year in the area

Cold waves

7% of expected damage

Above average · higher than 55% of U.S. places

Recorded about once a year in the area

Hurricanes

6% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once every 7 years in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherWildfireLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Stratford flood?

Every paid claim on a federal flood insurance policy in Stratford, from FEMA’s records.

1paid claims since 2012

$52Kpaid to owners

0homes flooded more than once

20122026

Biggest named events

Hurricane Sandy: 1 claim, $52K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Stratford isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Camden County.

Disasters that hit Stratford

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Stratford itself: aid to households, or repair grants to the Borough of Stratford.

Brought FEMA money into StratfordDeclared for Camden County only

2016

Severe Winter Storm and Snowstorm

$9K to the Borough of Stratford for repairs

2015

Severe Storm

$82K to the Borough of Stratford for repairs

2012

Hurricane Sandy

3 households applied for aid $3K aid approved $22K to the Borough of Stratford for repairs

2011

Hurricane Irene

19 households applied for aid $12K aid approved $8K to the Borough of Stratford for repairs

2010

Severe Winter Storm and Snowstorm

$8K to the Borough of Stratford for repairs

2009

Snowstorm

$7K to the Borough of Stratford for repairs

2007

Severe Storms and Inland and Coastal Flooding

7 households applied for aid $5K aid approved

2004

Severe Storms and Flooding

5 households applied for aid $10K aid approved

Camden County has had 19 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Stratford

Stratford and the towns around it

Very lowLowModerateHighVery high

Laurel Springsmostly inland floodingLow

Lindenwoldmostly inland floodingLow

Hi-Nellamostly inland floodingLow

Stratfordmostly inland floodingVery low

Somerdalemostly inland floodingVery low

Gloucestermostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Stratford covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Stratford’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Stratford. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Stratford total about $1.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.