Natural hazards · Magnolia

Magnolia, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Magnolia comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 2 claims here since 1979. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Magnolia?

12
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Magnolia to be higher than in 12% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding43%Earthquakes20%Heat waves10%Cold waves9%Tornadoes6%Everything else14%
By hazard

What Magnolia faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

43% of expected damage
Well below average · higher than 17% of U.S. places
Recorded about 4 times a year in the area

Earthquakes

20% of expected damage
Well above average · higher than 76% of U.S. places

Heat waves

10% of expected damage
Well below average · higher than 6% of U.S. places
Recorded about 11 times a year in the area

Cold waves

9% of expected damage
Above average · higher than 55% of U.S. places
Recorded about once a year in the area

Tornadoes

6% of expected damage
Below average · higher than 41% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Magnolia flood?

Every paid claim on a federal flood insurance policy in Magnolia, from FEMA’s records.

2paid claims since 1979
$717paid to owners
0homes flooded more than once
19792026

Biggest named events

  • April 2007 Nor'easter: 1 claim, $612
of homes in flood zones
are insured
of all homes
are insured
No community discount. Magnolia isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Camden County.
Disasters that hit Magnolia

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Magnolia itself: aid to households, or repair grants to the Borough of Magnolia.

Brought FEMA money into MagnoliaDeclared for Camden County only
2016

Severe Winter Storm and Snowstorm

$13K to the Borough of Magnolia for repairs
2015

Severe Storm

$13K to the Borough of Magnolia for repairs
2012

Hurricane Sandy

15 households applied for aid $230 aid approved $4K to the Borough of Magnolia for repairs
2011

Hurricane Irene

42 households applied for aid $49K aid approved $3K to the Borough of Magnolia for repairs
2010

Severe Winter Storm and Snowstorm

$8K to the Borough of Magnolia for repairs
2009

Snowstorm

$5K to the Borough of Magnolia for repairs
2007

Severe Storms and Inland and Coastal Flooding

15 households applied for aid $18K aid approved
2004

Severe Storms and Flooding

9 households applied for aid $28K aid approved
Camden County has had 19 natural disasters declared since 1953, most often hurricanes and winter storms.
Around Magnolia

Magnolia and the towns around it

Somerdale: Very low, mostly inland floodingLawnside: Very low, mostly inland floodingRunnemede: Very low, mostly inland floodingGloucester: Very low, mostly inland floodingVoorhees: Very low, mostly inland floodingHi-Nella: Low, mostly inland floodingStratford: Very low, mostly inland floodingLindenwold: Low, mostly inland floodingCherry Hill: Low, mostly inland floodingBarrington: Very low, mostly inland floodingTavistock: Low, mostly inland floodingHaddonfield: Low, mostly inland floodingBellmawr: Low, mostly inland floodingDeptford: Very low, mostly inland floodingWashington: Very low, mostly inland floodingPine Hill: Very low, mostly inland floodingMagnolia: Very low, mostly inland flooding MagnoliaSomerdaleLawnsideRunnemedeGloucester
Very lowLowModerateHighVery high
Somerdalemostly inland floodingVery low
Runnemedemostly inland floodingVery low
Lawnsidemostly inland floodingVery low
Gloucestermostly inland floodingVery low
Magnoliamostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Magnolia covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Magnolia’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Magnolia. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Magnolia total about $699K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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