Natural hazards · Deptford

Deptford, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Deptford comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 12 claims here since 2011. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Deptford?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Deptford to be higher than in 12% of U.S. communities, mostly from inland flooding.

Inland flooding47%Earthquakes10%Heat waves10%Strong wind8%Cold waves7%Tornadoes5%Everything else11%

By hazard

What Deptford faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage

Well below average · higher than 19% of U.S. places

Recorded about 3 times a year in the area

Earthquakes

10% of expected damage

Above average · higher than 69% of U.S. places

Heat waves

10% of expected damage

Well below average · higher than 6% of U.S. places

Recorded about 11 times a year in the area

Strong wind

8% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 7 times a year in the area

Cold waves

7% of expected damage

Below average · higher than 40% of U.S. places

Recorded about once a year in the area

Tornadoes

5% of expected damage

Below average · higher than 43% of U.S. places

Lower here

Coastal floodingHurricanesHailIce stormsWinter weatherWildfireLandslidesLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Deptford flood?

Every paid claim on a federal flood insurance policy in Deptford, from FEMA’s records.

12paid claims since 2011

$81Kpaid to owners

1homes flooded more than once

20112026

Biggest named events

Hurricane Irene: 7 claims, $47K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Deptford isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Gloucester County.

Disasters that hit Deptford

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Deptford itself: aid to households, or repair grants to the Township of Deptford.

Brought FEMA money into DeptfordDeclared for Gloucester County only

2021

Remnants of Hurricane Ida

41 households applied for aid $13K aid approved $151K to the Township of Deptford for repairs

2015

Severe Storm

$272K to the Township of Deptford for repairs

2012

Hurricane Sandy

8 households applied for aid $22K aid approved $102K to the Township of Deptford for repairs

2011

Hurricane Irene

92 households applied for aid $71K aid approved $66K to the Township of Deptford for repairs

2010

Severe Storms and Flooding

2 households applied for aid

2010

Severe Winter Storm and Snowstorm

$51K to the Township of Deptford for repairs

2009

Snowstorm

$66K to the Township of Deptford for repairs

2007

Severe Storms and Inland and Coastal Flooding

5 households applied for aid $2K aid approved

Gloucester County has had 22 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Deptford

Deptford and the towns around it

Very lowLowModerateHighVery high

Westvillemostly inland floodingHigh

West Deptfordmostly inland floodingLow

Bellmawrmostly inland floodingLow

Woodburymostly inland floodingLow

Runnemedemostly inland floodingVery low

Gloucestermostly inland floodingVery low

Wenonahmostly inland floodingVery low

Woodbury Heightsmostly inland floodingVery low

Mantuamostly inland floodingVery low

Deptfordmostly inland floodingVery low

Washingtonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Deptford covers 7 census tracts, combined by population.

Money that reached townFlood claims are matched to Deptford’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Deptford. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Deptford total about $6.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.