Natural hazards · Hi-Nella

Hi-Nella, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Hi-Nella comes from inland flooding, and overall the risk is low for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hi-Nella?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hi-Nella to be higher than in 23% of U.S. communities, mostly from inland flooding.

Inland flooding56%Earthquakes13%Heat waves8%Cold waves7%Hurricanes5%Everything else11%

By hazard

What Hi-Nella faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage

Below average · higher than 38% of U.S. places

Recorded about 4 times a year in the area

Earthquakes

13% of expected damage

Above average · higher than 72% of U.S. places

Heat waves

8% of expected damage

Well below average · higher than 6% of U.S. places

Recorded about 11 times a year in the area

Cold waves

7% of expected damage

Above average · higher than 55% of U.S. places

Recorded about once a year in the area

Hurricanes

5% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once every 7 years in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherWildfireLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hi-Nella flood?

FEMA's records show no paid flood insurance claims in Hi-Nella.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hi-Nella isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Camden County.

Disasters that hit Hi-Nella

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hi-Nella itself: aid to households, or repair grants to the Borough of Hi-Nella.

Brought FEMA money into Hi-NellaDeclared for Camden County only

2016

Severe Winter Storm and Snowstorm

$6K to the Borough of Hi-Nella for repairs

2015

Severe Storm

$14K to the Borough of Hi-Nella for repairs

2011

Hurricane Irene

1 household applied for aid $3K to the Borough of Hi-Nella for repairs

2010

Severe Winter Storm and Snowstorm

$2K to the Borough of Hi-Nella for repairs

2009

Snowstorm

$3K to the Borough of Hi-Nella for repairs

Camden County has had 19 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Hi-Nella

Hi-Nella and the towns around it

Very lowLowModerateHighVery high

Hi-Nellamostly inland floodingLow

Stratfordmostly inland floodingVery low

Somerdalemostly inland floodingVery low

Gloucestermostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hi-Nella is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hi-Nella’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Hi-Nella. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.