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Natural hazards · Ashland

Ashland, WI natural hazards

Most of the natural-hazard damage FEMA expects in Ashland comes from cold waves, and overall the risk is very low for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Ashland?

1
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ashland to be higher than in 1% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves65%Inland flooding26%Everything else9%
By hazard

What Ashland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

65% of expected damage
Above average · higher than 66% of U.S. places
Recorded about 9 times a year in the area

Inland flooding

26% of expected damage
Well below average · higher than 11% of U.S. places
Recorded about once a year in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

HurricanesEarthquakesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Ashland flood?

FEMA's records show no paid flood insurance claims in Ashland.

of all homes
are insured
No community discount. Ashland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Ashland County.
Disasters that hit Ashland

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ashland itself: aid to households, or repair grants to the City of Ashland.

Brought FEMA money into AshlandDeclared for Ashland County only
2018

Severe Storms, Straight-Line Winds, and Flooding

$95K to the City of Ashland for repairs
2016

Severe Storms and Flooding

$273K to the City of Ashland for repairs
2012

Severe Storms and Flooding

$3K to the City of Ashland for repairs
2001

Flooding, Severe Storms and Tornadoes

$7K to the City of Ashland for repairs
1999

Wi-Flood-07/20/99

$6K to the City of Ashland for repairs
Ashland County has had 12 natural disasters declared since 1953, most often floods and severe storms.
Around Ashland

Ashland and the towns around it

Gingles: Very low, mostly cold wavesEileen: Very low, mostly cold wavesSanborn: Low, mostly cold wavesWhite River: Very low, mostly cold wavesBarksdale: Very low, mostly cold wavesPilsen: Very low, mostly cold wavesKelly: Very low, mostly cold wavesKeystone: Very low, mostly cold wavesAshland: Very low, mostly cold wavesMorse: Low, mostly inland floodingGurney: Very low, mostly cold wavesAshland: Very low, mostly cold waves AshlandGinglesEileenSanborn
Very lowLowModerateHighVery high
Sanbornmostly cold wavesLow
Ginglesmostly cold wavesVery low
Eileenmostly cold wavesVery low
Ashlandmostly cold wavesVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ashland covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Ashland’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Ashland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Ashland total about $2.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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