Natural hazards · Sanborn

Sanborn, WI natural hazards

Most of the natural-hazard damage FEMA expects in Sanborn comes from cold waves, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Sanborn?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sanborn to be higher than in 21% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves65%Inland flooding27%Everything else8%

By hazard

What Sanborn faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

65% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 9 times a year in the area

Inland flooding

27% of expected damage

Above average · higher than 51% of U.S. places

Recorded about once a year in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

HurricanesEarthquakesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Sanborn flood?

FEMA's records show no paid flood insurance claims in Sanborn.

of all homes
are insured

No community discount. Sanborn isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ashland County.

Disasters that hit Sanborn

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Sanborn itself: aid to households, or repair grants to the Town of Sanborn.

Brought FEMA money into SanbornDeclared for Ashland County only

2001

Flooding, Severe Storms and Tornadoes

$38K to the Town of Sanborn for repairs

1999

Wi-Flood-07/20/99

$5K to the Town of Sanborn for repairs

Ashland County has had 12 natural disasters declared since 1953, most often floods and severe storms.

Around Sanborn

Sanborn and the towns around it

Very lowLowModerateHighVery high

Morsemostly inland floodingLow

Sanbornmostly cold wavesLow

Gurneymostly cold wavesVery low

Ginglesmostly cold wavesVery low

White Rivermostly cold wavesVery low

Ashlandmostly cold wavesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sanborn covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Sanborn’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Sanborn. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Sanborn total about $1.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.