Natural hazards · Gingles

Gingles, WI natural hazards

Most of the natural-hazard damage FEMA expects in Gingles comes from cold waves, and overall the risk is very low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Gingles?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Gingles to be higher than in 8% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves61%Inland flooding30%Everything else9%

By hazard

What Gingles faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

61% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 9 times a year in the area

Inland flooding

30% of expected damage

Below average · higher than 30% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesEarthquakesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Gingles flood?

FEMA's records show no paid flood insurance claims in Gingles.

of all homes
are insured

No community discount. Gingles isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ashland County.

Disasters that hit Gingles

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Gingles itself: aid to households, or repair grants to the Town of Gingles.

Brought FEMA money into GinglesDeclared for Ashland County only

2016

Severe Storms and Flooding

$24K to the Town of Gingles for repairs

2013

Severe Storms, Flooding, and Mudslides

$11K to the Town of Gingles for repairs

Ashland County has had 12 natural disasters declared since 1953, most often floods and severe storms.

Around Gingles

Gingles and the towns around it

Very lowLowModerateHighVery high

Sanbornmostly cold wavesLow

Ginglesmostly cold wavesVery low

White Rivermostly cold wavesVery low

Eileenmostly cold wavesVery low

Ashlandmostly cold wavesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Gingles is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Gingles’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Gingles. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.