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Natural hazards · Fairfax

Fairfax, VT natural hazards

Most of the natural-hazard damage FEMA expects in Fairfax comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 3 claims here since 1994. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Fairfax?

38
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fairfax to be higher than in 38% of U.S. communities, mostly from inland flooding.

Inland flooding79%Everything else21%
By hazard

What Fairfax faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

79% of expected damage
Above average · higher than 67% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Fairfax flood?

Every paid claim on a federal flood insurance policy in Fairfax, from FEMA’s records.

3paid claims since 1994
$83Kpaid to owners
0homes flooded more than once
19942026
of all homes
are insured
No community discount. Fairfax isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Franklin County.
Disasters that hit Fairfax

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fairfax itself: aid to households, or repair grants to the Town of Fairfax.

Brought FEMA money into FairfaxDeclared for Franklin County only
2023

Severe Storms, Flooding, Landslides, and Mudslides

$8K to the Town of Fairfax for repairs
2019

Severe Storm and Flooding

$242K to the Town of Fairfax for repairs
2017

Severe Storm and Flooding

$17K to the Town of Fairfax for repairs
2011

Tropical Storm Irene

2 households applied for aid $554 aid approved
2011

Severe Storms and Flooding

5 households applied for aid $3K aid approved
2010

Severe Storm

$5K to the Town of Fairfax for repairs
2004

Severe Storms and Flooding

$47K to the Town of Fairfax for repairs
Franklin County has had 27 natural disasters declared since 1953, most often severe storms and floods.
Around Fairfax

Fairfax and the towns around it

Cambridge: Moderate, mostly inland floodingWestford: Low, mostly inland floodingGeorgia: Low, mostly inland floodingFletcher: Low, mostly inland floodingFairfield: Low, mostly inland floodingMilton: Low, mostly inland floodingUnderhill: Low, mostly inland floodingJohnson: Moderate, mostly inland floodingMorristown: Very low, mostly inland floodingStowe: Low, mostly inland floodingWaterville: Moderate, mostly inland floodingEssex: Very low, mostly inland floodingSt. Albans: Very low, mostly inland floodingGrand Isle: Moderate, mostly inland floodingBakersfield: Low, mostly inland floodingSheldon: Low, mostly inland floodingSwanton: Low, mostly inland floodingEnosburgh: Moderate, mostly inland floodingSouth Hero: Moderate, mostly inland floodingColchester: Very low, mostly inland floodingFairfax: Low, mostly inland flooding FairfaxCambridgeWestfordGeorgiaFletcherFairfieldMilton
Very lowLowModerateHighVery high
Cambridgemostly inland floodingModerate
Fairfaxmostly inland floodingLow
Fletchermostly inland floodingLow
Westfordmostly inland floodingLow
Fairfieldmostly inland floodingLow
Georgiamostly inland floodingLow
Miltonmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fairfax is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Fairfax’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Fairfax. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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