TownTapestry
Sign inJoin
GeorgiaGood night
Natural hazards · Georgia

Georgia, VT natural hazards

Most of the natural-hazard damage FEMA expects in Georgia comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 5 claims here since 1978. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Georgia?

26
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Georgia to be higher than in 26% of U.S. communities, mostly from inland flooding.

Inland flooding76%Everything else25%
By hazard

What Georgia faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

76% of expected damage
Above average · higher than 52% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Georgia flood?

Every paid claim on a federal flood insurance policy in Georgia, from FEMA’s records.

5paid claims since 1978
$96Kpaid to owners
0homes flooded more than once
19782026
of all homes
are insured
No community discount. Georgia isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Franklin County.
Disasters that hit Georgia

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Georgia itself: aid to households, or repair grants to the Town of Georgia.

Brought FEMA money into GeorgiaDeclared for Franklin County only
2019

Severe Storm and Flooding

$357K to the Town of Georgia for repairs
2011

Severe Storms and Flooding

2 households applied for aid $422 aid approved $36K to the Town of Georgia for repairs
2004

Severe Storms and Flooding

$9K to the Town of Georgia for repairs
Franklin County has had 27 natural disasters declared since 1953, most often severe storms and floods.
Around Georgia

Georgia and the towns around it

St. Albans: Very low, mostly inland floodingFairfax: Low, mostly inland floodingMilton: Low, mostly inland floodingWestford: Low, mostly inland floodingGrand Isle: Moderate, mostly inland floodingNorth Hero: High, mostly inland floodingSwanton: Low, mostly inland floodingFairfield: Low, mostly inland floodingCambridge: Moderate, mostly inland floodingFletcher: Low, mostly inland floodingSouth Hero: Moderate, mostly inland floodingColchester: Very low, mostly inland floodingUnderhill: Low, mostly inland floodingEssex: Very low, mostly inland floodingPlattsburgh: Moderate, mostly inland floodingGeorgia: Low, mostly inland flooding GeorgiaSt. AlbansFairfaxMiltonWestfordGrand Isle
Very lowLowModerateHighVery high
Grand Islemostly inland floodingModerate
Fairfaxmostly inland floodingLow
Westfordmostly inland floodingLow
Georgiamostly inland floodingLow
Miltonmostly inland floodingLow
St. Albansmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Georgia covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Georgia’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Georgia. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Georgia total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

We left the porch light on

Where to, neighbor?

You’re in Georgia, VTFranklin CountyView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Georgia is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
Open detailed map