Natural hazards · Westford

Westford, VT natural hazards

Most of the natural-hazard damage FEMA expects in Westford comes from inland flooding, and overall the risk is low for a U.S. community. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Westford?

37
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Westford to be higher than in 37% of U.S. communities, mostly from inland flooding and avalanches.

Inland flooding65%Avalanches19%Everything else16%
By hazard

What Westford faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage
Above average · higher than 66% of U.S. places
Recorded about 2 times a year in the area

Avalanches

19% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once every 30 years in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Westford flood?

FEMA's records show no paid flood insurance claims in Westford.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Westford isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Chittenden County.
Disasters that hit Westford

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Westford itself: aid to households, or repair grants to the Town of Westford.

Brought FEMA money into WestfordDeclared for Chittenden County only
2024

Severe Storm, Flooding, Landslides, and Mudslides

2 households applied for aid $36K aid approved
2023

Severe Storms, Flooding, Landslides, and Mudslides

1 household applied for aid $1K aid approved $21K to the Town of Westford for repairs
2019

Severe Storm and Flooding

$455K to the Town of Westford for repairs
2017

Severe Storm and Flooding

$13K to the Town of Westford for repairs
2014

Severe Winter Storm

$11K to the Town of Westford for repairs
2013

Severe Winter Storms

$47K to the Town of Westford for repairs
2013

Severe Storms and Flooding

$625K to the Town of Westford for repairs
2011

Tropical Storm Irene

1 household applied for aid
2011

Severe Storms and Flooding

1 household applied for aid $1K aid approved $6K to the Town of Westford for repairs
2010

Severe Storm

$9K to the Town of Westford for repairs
Chittenden County has had 29 natural disasters declared since 1953, most often severe storms and floods.
Around Westford

Westford and the towns around it

Underhill: Low, mostly inland floodingFairfax: Low, mostly inland floodingMilton: Low, mostly inland floodingEssex: Very low, mostly inland floodingGeorgia: Low, mostly inland floodingCambridge: Moderate, mostly inland floodingJericho: Very low, mostly inland floodingStowe: Low, mostly inland floodingFletcher: Low, mostly inland floodingFairfield: Low, mostly inland floodingSouth Hero: Moderate, mostly inland floodingColchester: Very low, mostly inland floodingGrand Isle: Moderate, mostly inland floodingWilliston: Very low, mostly inland floodingEssex Junction: Low, mostly inland floodingSouth Burlington: Very low, mostly inland floodingSt. Albans: Very low, mostly inland floodingJohnson: Moderate, mostly inland floodingMorristown: Very low, mostly inland floodingWaterville: Moderate, mostly inland floodingWestford: Low, mostly inland flooding WestfordUnderhillFairfaxMiltonEssexGeorgiaCambridge
Very lowLowModerateHighVery high
Cambridgemostly inland floodingModerate
Fairfaxmostly inland floodingLow
Westfordmostly inland floodingLow
Underhillmostly inland floodingLow
Miltonmostly inland floodingLow
Georgiamostly inland floodingLow
Essexmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Westford is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Westford’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Westford. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01