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Natural hazards · Fairfield

Fairfield, VT natural hazards

Most of the natural-hazard damage FEMA expects in Fairfield comes from inland flooding, and overall the risk is low for a U.S. community. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Fairfield?

29
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fairfield to be higher than in 29% of U.S. communities, mostly from inland flooding.

Inland flooding71%Cold waves7%Lightning5%Everything else17%
By hazard

What Fairfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

71% of expected damage
Above average · higher than 57% of U.S. places
Recorded about 2 times a year in the area

Cold waves

7% of expected damage
Below average · higher than 46% of U.S. places
Recorded about 4 times a year in the area

Lightning

5% of expected damage
Well above average · higher than 96% of U.S. places

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Fairfield flood?

FEMA's records show no paid flood insurance claims in Fairfield.

of all homes
are insured
No community discount. Fairfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Franklin County.

What’s been done with FEMA grants

1buildings floodproofed
Disasters that hit Fairfield

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fairfield itself: aid to households, or repair grants to the Town of Fairfield.

Brought FEMA money into FairfieldDeclared for Franklin County only
2019

Severe Storm and Flooding

$823K to the Town of Fairfield for repairs
2017

Severe Storm and Flooding

$3K to the Town of Fairfield for repairs
2013

Severe Winter Storms

$21K to the Town of Fairfield for repairs
2011

Tropical Storm Irene

2 households applied for aid
2011

Severe Storms and Flooding

1 household applied for aid $362K to the Town of Fairfield for repairs
2004

Severe Storms and Flooding

$30K to the Town of Fairfield for repairs
2002

Severe Storms and Flooding

$146K to the Town of Fairfield for repairs
Franklin County has had 27 natural disasters declared since 1953, most often severe storms and floods.
Around Fairfield

Fairfield and the towns around it

Bakersfield: Low, mostly inland floodingFletcher: Low, mostly inland floodingSheldon: Low, mostly inland floodingSwanton: Low, mostly inland floodingSt. Albans: Very low, mostly inland floodingFairfax: Low, mostly inland floodingEnosburgh: Moderate, mostly inland floodingWaterville: Moderate, mostly inland floodingBelvidere: Moderate, mostly inland floodingMontgomery: High, mostly inland floodingCambridge: Moderate, mostly inland floodingHighgate: Low, mostly inland floodingAlburgh: High, mostly inland floodingNorth Hero: High, mostly inland floodingGeorgia: Low, mostly inland floodingGrand Isle: Moderate, mostly inland floodingWestford: Low, mostly inland floodingMilton: Low, mostly inland floodingBerkshire: Moderate, mostly inland floodingEnosburg Falls: Moderate, mostly inland floodingRichford: High, mostly inland floodingFairfield: Low, mostly inland flooding FairfieldBakersfieldFletcherSheldonSwantonSt. AlbansFairfaxEnosburgh
Very lowLowModerateHighVery high
Enosburghmostly inland floodingModerate
Fletchermostly inland floodingLow
Fairfaxmostly inland floodingLow
Swantonmostly inland floodingLow
Fairfieldmostly inland floodingLow
Bakersfieldmostly inland floodingLow
Sheldonmostly inland floodingLow
St. Albansmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fairfield covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Fairfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Fairfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Fairfield total about $749K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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