Natural hazards · Fletcher

Fletcher, VT natural hazards

Most of the natural-hazard damage FEMA expects in Fletcher comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 8 claims here since 1982. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fletcher?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fletcher to be higher than in 38% of U.S. communities, mostly from inland flooding.

Inland flooding79%Everything else21%

By hazard

What Fletcher faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

79% of expected damage

Above average · higher than 67% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fletcher flood?

Every paid claim on a federal flood insurance policy in Fletcher, from FEMA’s records.

8paid claims since 1982

$43Kpaid to owners

0homes flooded more than once

19822026

of all homes
are insured

No community discount. Fletcher isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Franklin County.

Disasters that hit Fletcher

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fletcher itself: aid to households, or repair grants to the Town of Fletcher.

Brought FEMA money into FletcherDeclared for Franklin County only

2019

Severe Storm and Flooding

$681K to the Town of Fletcher for repairs

2013

Severe Winter Storms

$51K to the Town of Fletcher for repairs

2011

Severe Storms and Flooding

$238K to the Town of Fletcher for repairs

2004

Severe Storms and Flooding

$86K to the Town of Fletcher for repairs

Franklin County has had 27 natural disasters declared since 1953, most often severe storms and floods.

Around Fletcher

Fletcher and the towns around it

Very lowLowModerateHighVery high

Cambridgemostly inland floodingModerate

Watervillemostly inland floodingModerate

Fletchermostly inland floodingLow

Fairfaxmostly inland floodingLow

Fairfieldmostly inland floodingLow

Bakersfieldmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fletcher covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Fletcher’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of Fletcher. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Fletcher total about $1.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.