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Natural hazards · Fort Worth

Fort Worth, TX natural hazards

Most of the natural-hazard damage FEMA expects in Fort Worth comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 482 claims here since 1978. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Fort Worth?

43
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fort Worth to be higher than in 43% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding39%Tornadoes26%Hail19%Heat waves9%Cold waves5%Everything else2%
By hazard

What Fort Worth faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

39% of expected damage
Below average · higher than 38% of U.S. places
Recorded about 5 times a year in the area

Tornadoes

26% of expected damage
Well above average · higher than 85% of U.S. places

Hail

19% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about 9 times a year in the area

Heat waves

9% of expected damage
Below average · higher than 49% of U.S. places
Recorded about 19 times a year in the area

Cold waves

5% of expected damage
Well above average · higher than 92% of U.S. places
Recorded about once a year in the area

Lower here

HurricanesIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Fort Worth flood?

Every paid claim on a federal flood insurance policy in Fort Worth, from FEMA’s records.

482paid claims since 1978
$6.9Mpaid to owners
62homes flooded more than once
19782026

Biggest named events

  • Dallas Flash Floods: 19 claims, $732K
  • Thunderstorms: 6 claims, $118K
  • Early summer storms: 3 claims, $26K

Homes that flooded again and again

Each house = 2 homes. ■ FEMA “severe repetitive loss” (8) ■ flooded 2+ times

of all homes
are insured
🏷️ 15% off flood insurance. Fort Worth is in FEMA’s Community Rating System (class 7) for its flood-proofing work.
Insurance rates: Tarrant County.

What’s been done with FEMA grants

84storm safe rooms built
23flood-prone properties bought out and cleared
Disasters that hit Fort Worth

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fort Worth itself: aid to households, or repair grants to the City of Fort Worth.

Brought FEMA money into Fort WorthDeclared for Tarrant County only
2021

Severe Winter Storms

17,368 households applied for aid $12.1M aid approved
2017

Hurricane Harvey

7 households applied for aid $500 aid approved
2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

1 household applied for aid $498 aid approved
2007

Severe Storms, Tornadoes, and Flooding

107 households applied for aid $63K aid approved
2005

Extreme Wildfire Threat

11 households applied for aid $9K aid approved
2005

Hurricane Rita

1 household applied for aid
Tarrant County has had 23 natural disasters declared since 1953, most often hurricanes and severe storms.
Around Fort Worth

Fort Worth and the towns around it

Arlington: Moderate, mostly inland floodingBenbrook: High, mostly inland floodingRendon: Moderate, mostly inland floodingEuless: Moderate, mostly inland floodingGrand Prairie: Moderate, mostly inland floodingLakeside: Moderate, mostly inland floodingForest Hill: High, mostly inland floodingHaltom City: Moderate, mostly inland floodingNorthlake: Low, mostly inland floodingEverman: High, mostly inland floodingBurleson: Moderate, mostly tornadoesKeller: Moderate, mostly inland floodingKennedale: Moderate, mostly inland floodingMansfield: Moderate, mostly inland floodingBedford: Moderate, mostly inland floodingHurst: Moderate, mostly inland floodingColleyville: Moderate, mostly inland floodingGrapevine: Moderate, mostly inland floodingCedar Hill: Moderate, mostly heat wavesDallas: Moderate, mostly inland floodingIrving: Moderate, mostly heat wavesMidlothian: Low, mostly inland floodingNorth Richland Hills: Moderate, mostly inland floodingRichland Hills: Moderate, mostly inland floodingWatauga: Moderate, mostly inland floodingFlower Mound: Moderate, mostly inland floodingJustin: Moderate, mostly tornadoesRoanoke: Low, mostly tornadoesCorral City: Moderate, mostly tornadoesDenton: Moderate, mostly tornadoesJoshua: Low, mostly tornadoesCrowley: Moderate, mostly inland floodingSouthlake: Moderate, mostly inland floodingWestlake: Low, mostly inland floodingFort Worth: Moderate, mostly inland flooding Fort WorthArlingtonBenbrookRendonEulessGrand PrairieLakesideForest HillHaltom CityNorthlakeEvermanBurlesonKeller
Very lowLowModerateHighVery high
Forest Hillmostly inland floodingHigh
Evermanmostly inland floodingHigh
Benbrookmostly inland floodingHigh
Haltom Citymostly inland floodingModerate
Eulessmostly inland floodingModerate
Rendonmostly inland floodingModerate
Grand Prairiemostly inland floodingModerate
Arlingtonmostly inland floodingModerate
Lakesidemostly inland floodingModerate
Kellermostly inland floodingModerate
Fort Worthmostly inland floodingModerate
Burlesonmostly tornadoesModerate
Northlakemostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fort Worth covers 188 census tracts, combined by population.
Money that reached townFlood claims are matched to Fort Worth’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Fort Worth. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Fort Worth total about $237M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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