Natural hazards · Forest Hill

Forest Hill, TX natural hazards

Most of the natural-hazard damage FEMA expects in Forest Hill comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 20 claims here since 1979. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Forest Hill?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Forest Hill to be higher than in 67% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding49%Tornadoes23%Hail12%Heat waves9%Cold waves5%Everything else2%

By hazard

What Forest Hill faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

23% of expected damage

Well above average · higher than 85% of U.S. places

Hail

12% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 9 times a year in the area

Heat waves

9% of expected damage

Below average · higher than 47% of U.S. places

Recorded about 19 times a year in the area

Cold waves

5% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Forest Hill flood?

Every paid claim on a federal flood insurance policy in Forest Hill, from FEMA’s records.

20paid claims since 1979

$539Kpaid to owners

1homes flooded more than once

19792026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured

No community discount. Forest Hill isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Tarrant County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Forest Hill

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Forest Hill itself: aid to households, or repair grants to the City of Forest Hill.

Brought FEMA money into Forest HillDeclared for Tarrant County only

2021

Severe Winter Storms

226 households applied for aid $210K aid approved

2005

Hurricane Katrina Evacuation

$23K to the City of Forest Hill for repairs

Tarrant County has had 23 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Forest Hill

Forest Hill and the towns around it

Very lowLowModerateHighVery high

Forest Hillmostly inland floodingHigh

Kennedalemostly inland floodingModerate

Fort Worthmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Forest Hill covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Forest Hill’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Forest Hill. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Forest Hill total about $3.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.