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Natural hazards · Northlake

Northlake, TX natural hazards

Most of the natural-hazard damage FEMA expects in Northlake comes from inland flooding, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Northlake?

34
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Northlake to be higher than in 34% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding38%Tornadoes34%Hail17%Everything else12%
By hazard

What Northlake faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage
Below average · higher than 25% of U.S. places
Recorded about 3 times a year in the area

Tornadoes

34% of expected damage
Well above average · higher than 91% of U.S. places
Recorded about once every 96 years in the area

Hail

17% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about 10 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Northlake flood?

FEMA's records show no paid flood insurance claims in Northlake.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Northlake isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Denton County.

What’s been done with FEMA grants

3storm safe rooms built
Disasters that hit Northlake

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Northlake itself: aid to households, or repair grants to the Town of Northlake.

Brought FEMA money into NorthlakeDeclared for Denton County only
2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

5 households applied for aid $1K aid approved
2021

Severe Winter Storms

19 households applied for aid $1K aid approved
Denton County has had 19 natural disasters declared since 1953, most often severe storms and fires.
Around Northlake

Northlake and the towns around it

Flower Mound: Moderate, mostly inland floodingFort Worth: Moderate, mostly inland floodingJustin: Moderate, mostly tornadoesRoanoke: Low, mostly tornadoesCorral City: Moderate, mostly tornadoesDenton: Moderate, mostly tornadoesBartonville: Low, mostly tornadoesDouble Oak: Moderate, mostly inland floodingLewisville: Moderate, mostly tornadoesHighland Village: Moderate, mostly tornadoesArgyle: Moderate, mostly inland floodingGrapevine: Moderate, mostly inland floodingCopper Canyon: Moderate, mostly inland floodingArlington: Moderate, mostly inland floodingBenbrook: High, mostly inland floodingRendon: Moderate, mostly inland floodingEuless: Moderate, mostly inland floodingGrand Prairie: Moderate, mostly inland floodingLakeside: Moderate, mostly inland floodingForest Hill: High, mostly inland floodingHaltom City: Moderate, mostly inland floodingEverman: High, mostly inland floodingBurleson: Moderate, mostly tornadoesKeller: Moderate, mostly inland floodingWestlake: Low, mostly inland floodingTrophy Club: Moderate, mostly inland floodingCorinth: Moderate, mostly tornadoesShady Shores: Moderate, mostly inland floodingKrum: Low, mostly tornadoesNorthlake: Low, mostly inland flooding NorthlakeFlower MoundFort WorthJustinRoanokeCorral CityDenton
Very lowLowModerateHighVery high
Flower Moundmostly inland floodingModerate
Fort Worthmostly inland floodingModerate
Corral Citymostly tornadoesModerate
Dentonmostly tornadoesModerate
Justinmostly tornadoesModerate
Northlakemostly inland floodingLow
Roanokemostly tornadoesLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Northlake covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Northlake’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Northlake. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Northlake total about $4.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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