Natural hazards · Keller

Keller, TX natural hazards

Most of the natural-hazard damage FEMA expects in Keller comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 46 claims here since 1981. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Keller?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Keller to be higher than in 48% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding47%Tornadoes21%Hail20%Heat waves7%Everything else6%

By hazard

What Keller faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage

Below average · higher than 47% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

21% of expected damage

Well above average · higher than 84% of U.S. places

Hail

20% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 10 times a year in the area

Heat waves

7% of expected damage

Below average · higher than 46% of U.S. places

Recorded about 19 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Keller flood?

Every paid claim on a federal flood insurance policy in Keller, from FEMA’s records.

46paid claims since 1981

$1.2Mpaid to owners

9homes flooded more than once

19812026

Biggest named events

Thunderstorms: 16 claims, $761K
Texas Spring Flooding: 2 claims, $33K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (2) ■ flooded 2+ times

of all homes
are insured

No community discount. Keller isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Tarrant County.

What’s been done with FEMA grants

28storm safe rooms built

2flood-prone properties bought out and cleared

1buildings floodproofed

Disasters that hit Keller

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Keller itself: aid to households, or repair grants to the City of Keller.

Brought FEMA money into KellerDeclared for Tarrant County only

2021

Severe Winter Storms

581 households applied for aid $119K aid approved

2007

Severe Storms, Tornadoes, and Flooding

126 households applied for aid $464K aid approved $144K to the City of Keller for repairs

2005

Hurricane Katrina Evacuation

$61K to the City of Keller for repairs

Tarrant County has had 23 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Keller

Keller and the towns around it

Very lowLowModerateHighVery high

North Richland Hillsmostly inland floodingModerate

Wataugamostly inland floodingModerate

Kellermostly inland floodingModerate

Southlakemostly inland floodingModerate

Colleyvillemostly inland floodingModerate

Fort Worthmostly inland floodingModerate

Westlakemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Keller covers 6 census tracts, combined by population.

Money that reached townFlood claims are matched to Keller’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Keller. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Keller total about $10.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.