Natural hazards · Everman

Everman, TX natural hazards

Most of the natural-hazard damage FEMA expects in Everman comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 80 claims here since 1979. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Everman?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Everman to be higher than in 65% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding55%Tornadoes20%Hail11%Heat waves8%Everything else6%

By hazard

What Everman faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

20% of expected damage

Well above average · higher than 85% of U.S. places

Hail

11% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 9 times a year in the area

Heat waves

8% of expected damage

Below average · higher than 46% of U.S. places

Recorded about 19 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Everman flood?

Every paid claim on a federal flood insurance policy in Everman, from FEMA’s records.

80paid claims since 1979

$2.2Mpaid to owners

10homes flooded more than once

19792026

Biggest named events

Texas Spring Flooding: 9 claims, $420K
Dallas Flash Floods: 3 claims, $149K
Early summer storms: 1 claim, $9K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured

No community discount. Everman isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Tarrant County.

Disasters that hit Everman

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Everman itself: aid to households, or repair grants to the City of Everman.

Brought FEMA money into EvermanDeclared for Tarrant County only

2021

Severe Winter Storms

39 households applied for aid $41K aid approved

2005

Hurricane Katrina Evacuation

$1K to the City of Everman for repairs

Tarrant County has had 23 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Everman

Everman and the towns around it

Very lowLowModerateHighVery high

Evermanmostly inland floodingHigh

Fort Worthmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Everman covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Everman’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Everman. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Everman total about $1.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.