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Natural hazards · Poughkeepsie

Poughkeepsie, NY natural hazards

Most of the natural-hazard damage FEMA expects in Poughkeepsie comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 41 claims here since 1978. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Poughkeepsie?

42
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Poughkeepsie to be higher than in 42% of U.S. communities, mostly from inland flooding.

Inland flooding71%Hurricanes9%Everything else20%
By hazard

What Poughkeepsie faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

71% of expected damage
Above average · higher than 63% of U.S. places
Recorded about 2 times a year in the area

Hurricanes

9% of expected damage
Well above average · higher than 81% of U.S. places
Recorded about once every 14 years in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Poughkeepsie flood?

Every paid claim on a federal flood insurance policy in Poughkeepsie, from FEMA’s records.

41paid claims since 1978
$557Kpaid to owners
6homes flooded more than once
19782026

Biggest named events

  • Hurricane Irene: 20 claims, $390K
  • April 2007 Nor'easter: 7 claims, $67K
  • Torrential rain: 2 claims, $5K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Poughkeepsie isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Dutchess County.
Disasters that hit Poughkeepsie

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Poughkeepsie itself: aid to households, or repair grants to the City of Poughkeepsie.

Brought FEMA money into PoughkeepsieDeclared for Dutchess County only
2021

Remnants of Hurricane Ida

252 households applied for aid $415K aid approved $97K to the City of Poughkeepsie for repairs
2017

Severe Winter Storm and Snowstorm

$124K to the City of Poughkeepsie for repairs
2011

Hurricane Irene

873 households applied for aid $2.0M aid approved $136K to the City of Poughkeepsie for repairs
2010

Severe Winter Storm and Snowstorm

$73K to the City of Poughkeepsie for repairs
2007

Severe Storms and Inland and Coastal Flooding

168 households applied for aid $218K aid approved $16K to the City of Poughkeepsie for repairs
2003

Snow

$30K to the City of Poughkeepsie for repairs
Dutchess County has had 22 natural disasters declared since 1953, most often severe storms and hurricanes.
Around Poughkeepsie

Poughkeepsie and the towns around it

Poughkeepsie: Low, mostly inland floodingLloyd: Low, mostly inland floodingLaGrange: Low, mostly inland floodingWappinger: Low, mostly inland floodingHyde Park: Low, mostly inland floodingMarlborough: Low, mostly inland floodingPleasant Valley: High, mostly inland floodingNewburgh: Low, mostly inland floodingNew Paltz: Very low, mostly inland floodingPlattekill: Low, mostly inland floodingEsopus: Low, mostly inland floodingGardiner: Moderate, mostly inland floodingPoughkeepsie: Moderate, mostly inland flooding PoughkeepsiePoughkeepsieLloyd
Very lowLowModerateHighVery high
Poughkeepsiemostly inland floodingModerate
Lloydmostly inland floodingLow
Poughkeepsiemostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Poughkeepsie covers 9 census tracts, combined by population.
Money that reached townFlood claims are matched to Poughkeepsie’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Poughkeepsie. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Poughkeepsie total about $6.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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