Natural hazards · Minden

Minden, NY natural hazards

Most of the natural-hazard damage FEMA expects in Minden comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 12 claims here since 1980. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Minden?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Minden to be higher than in 83% of U.S. communities, mostly from inland flooding.

Inland flooding88%Everything else12%

By hazard

What Minden faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

88% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Minden flood?

Every paid claim on a federal flood insurance policy in Minden, from FEMA’s records.

12paid claims since 1980

$226Kpaid to owners

1homes flooded more than once

19802026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Minden isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Montgomery County.

Disasters that hit Minden

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Minden itself: aid to households, or repair grants to the Town of Minden.

Brought FEMA money into MindenDeclared for Montgomery County only

2017

Severe Winter Storm and Snowstorm

$14K to the Town of Minden for repairs

2013

Severe Storms and Flooding

$166K to the Town of Minden for repairs

2007

Severe Storms and Inland and Coastal Flooding

$34K to the Town of Minden for repairs

2006

Severe Storms and Flooding

$29K to the Town of Minden for repairs

2005

Severe Storms and Flooding

$25K to the Town of Minden for repairs

2003

Severe Storms, Flooding, and Tornadoes

$14K to the Town of Minden for repairs

2002

Snowstorms

$14K to the Town of Minden for repairs

2000

Severe Storms and Flooding

$26K to the Town of Minden for repairs

Montgomery County has had 20 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Minden

Minden and the towns around it

Very lowLowModerateHighVery high

Mindenmostly inland floodingVery high

Fort Plainmostly inland floodingVery high

St. Johnsvillemostly inland floodingHigh

Canajohariemostly inland floodingHigh

Cherry Valleymostly inland floodingModerate

Palatinemostly inland floodingModerate

Nellistonmostly inland floodingModerate

Danubemostly inland floodingLow

Starkmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Minden covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Minden’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Minden. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Minden total about $2.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.