TownTapestry
Sign inJoin
Cherry ValleyGood afternoon
Natural hazards · Cherry Valley

Cherry Valley, NY natural hazards

Most of the natural-hazard damage FEMA expects in Cherry Valley comes from inland flooding, and overall the risk is moderate for a U.S. community. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Cherry Valley?

51
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cherry Valley to be higher than in 51% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding75%Cold waves15%Everything else11%
By hazard

What Cherry Valley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

75% of expected damage
Well above average · higher than 77% of U.S. places
Recorded about 2 times a year in the area

Cold waves

15% of expected damage
Above average · higher than 60% of U.S. places
Recorded about 5 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Cherry Valley flood?

FEMA's records show no paid flood insurance claims in Cherry Valley.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Cherry Valley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Otsego County.
Disasters that hit Cherry Valley

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Cherry Valley itself: aid to households, or repair grants to the Town of Cherry Valley.

Brought FEMA money into Cherry ValleyDeclared for Otsego County only
2013

Severe Storms and Flooding

$17K to the Town of Cherry Valley for repairs
2011

Hurricane Irene

$109K to the Town of Cherry Valley for repairs
2006

Severe Storms and Flooding

$51K to the Town of Cherry Valley for repairs
2005

Severe Storms and Flooding

$11K to the Town of Cherry Valley for repairs
2003

Ice Storm

$7K to the Town of Cherry Valley for repairs
2002

Snowstorms

$13K to the Town of Cherry Valley for repairs
2000

Severe Storms and Flooding

$17K to the Town of Cherry Valley for repairs
Otsego County has had 21 natural disasters declared since 1953, most often severe storms and hurricanes.
Around Cherry Valley

Cherry Valley and the towns around it

Roseboom: High, mostly inland floodingMiddlefield: High, mostly inland floodingSpringfield: Moderate, mostly inland floodingSharon: Low, mostly inland floodingCanajoharie: High, mostly inland floodingMinden: Very high, mostly inland floodingDecatur: High, mostly inland floodingWestford: High, mostly inland floodingSeward: Low, mostly inland floodingOtsego: High, mostly inland floodingHartwick: High, mostly inland floodingMilford: High, mostly inland floodingWarren: Moderate, mostly inland floodingStark: Low, mostly inland floodingRichfield: High, mostly inland floodingRoot: Moderate, mostly inland floodingCarlisle: Low, mostly inland floodingPalatine: Moderate, mostly inland floodingPalatine Bridge: Moderate, mostly inland floodingCanajoharie: High, mostly inland floodingNelliston: Moderate, mostly inland floodingSt. Johnsville: High, mostly inland floodingFort Plain: Very high, mostly inland floodingDanube: Low, mostly inland floodingCherry Valley: Moderate, mostly inland flooding Cherry ValleyRoseboomMiddlefieldSpringfieldSharonCanajoharieMinden
Very lowLowModerateHighVery high
Mindenmostly inland floodingVery high
Middlefieldmostly inland floodingHigh
Canajohariemostly inland floodingHigh
Roseboommostly inland floodingHigh
Cherry Valleymostly inland floodingModerate
Springfieldmostly inland floodingModerate
Sharonmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cherry Valley is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Cherry Valley’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Cherry Valley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The door’s open

Where to, neighbor?

You’re in Cherry Valley, NYOtsego CountyView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Cherry Valley is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
Open detailed map