Most affordable towns in New York
Ranked by how many years of a typical NY household income ($85,974) it takes to buy each town's median home. Lower is easier to buy in. 777 towns with 2,500+ residents.
Minden ranks #8 of 777
1.1 yrs of a typical NY income buys a typical home · Visit Minden →
2
Albion
1.0 yrs
$82,300 median home
3
Ogdensburg
1.0 yrs
$85,400 median home
How this ranking works
We divide each town’s median home value by the NY median household income ($85,974). The result is how many years of a typical paycheck it takes to buy a typical home there. Lower is more affordable. Across New York as a whole it’s 4.9 years.
Why not each town’s own income? That would rank wealthy towns with half-million-dollar homes as “affordable” only because their residents earn so much. One shared income answers the question people actually ask: where could a typical family afford to live?
Only towns with at least 2,500 residents are ranked; Census estimates for smaller places are too uncertain. Population and income: U.S. Census Bureau American Community Survey 5-year estimates. Town photos: Wikimedia Commons, credited on each town’s page.
















































































































































































































































































































































































