TownTapestry
Sign inJoin
PalatineGood morning
Natural hazards · Palatine

Palatine, NY natural hazards

Most of the natural-hazard damage FEMA expects in Palatine comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 1979. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Palatine?

46
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Palatine to be higher than in 46% of U.S. communities, mostly from inland flooding.

Inland flooding78%Cold waves6%Everything else16%
By hazard

What Palatine faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

78% of expected damage
Above average · higher than 73% of U.S. places
Recorded about 3 times a year in the area

Cold waves

6% of expected damage
Below average · higher than 46% of U.S. places
Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Palatine flood?

Every paid claim on a federal flood insurance policy in Palatine, from FEMA’s records.

2paid claims since 1979
$1Kpaid to owners
0homes flooded more than once
19792026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Palatine isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Montgomery County.
Disasters that hit Palatine

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Palatine itself: aid to households, or repair grants to the Town of Palatine.

Brought FEMA money into PalatineDeclared for Montgomery County only
2017

Severe Winter Storm and Snowstorm

$10K to the Town of Palatine for repairs
2006

Severe Storms and Flooding

$21K to the Town of Palatine for repairs
2002

Snowstorms

$9K to the Town of Palatine for repairs
Montgomery County has had 20 natural disasters declared since 1953, most often severe storms and hurricanes.
Around Palatine

Palatine and the towns around it

Canajoharie: High, mostly inland floodingMinden: Very high, mostly inland floodingNelliston: Moderate, mostly inland floodingRoot: Moderate, mostly inland floodingFort Plain: Very high, mostly inland floodingPalatine Bridge: Moderate, mostly inland floodingEphratah: High, mostly inland floodingMohawk: High, mostly inland floodingSt. Johnsville: High, mostly inland floodingCanajoharie: High, mostly inland floodingSharon: Low, mostly inland floodingCherry Valley: Moderate, mostly inland floodingDanube: Low, mostly inland floodingStark: Low, mostly inland floodingCharleston: Low, mostly inland floodingGlen: Moderate, mostly inland floodingCarlisle: Low, mostly inland floodingJohnstown: Low, mostly inland floodingStratford: High, mostly inland floodingOppenheim: High, mostly inland floodingCaroga: Moderate, mostly inland floodingAmsterdam: Low, mostly inland floodingFonda: High, mostly inland floodingFultonville: Moderate, mostly inland floodingFlorida: Low, mostly inland floodingJohnstown: Moderate, mostly inland floodingManheim: Low, mostly inland floodingPalatine: Moderate, mostly inland flooding PalatineCanajoharieMindenNellistonRootFort PlainPalatine BridgeEphratahMohawkSt. JohnsvilleCanajoharie
Very lowLowModerateHighVery high
Mindenmostly inland floodingVery high
Fort Plainmostly inland floodingVery high
St. Johnsvillemostly inland floodingHigh
Canajohariemostly inland floodingHigh
Canajohariemostly inland floodingHigh
Ephratahmostly inland floodingHigh
Mohawkmostly inland floodingHigh
Rootmostly inland floodingModerate
Palatinemostly inland floodingModerate
Nellistonmostly inland floodingModerate
Palatine Bridgemostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Palatine covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Palatine’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of Palatine. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Palatine total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The coffee’s on

Where to, neighbor?

You’re in Palatine, NYMontgomery CountyView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Palatine is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
Open detailed map