Natural hazards · Danube

Danube, NY natural hazards

Most of the natural-hazard damage FEMA expects in Danube comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2013. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Danube?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Danube to be higher than in 36% of U.S. communities, mostly from inland flooding.

Inland flooding82%Everything else18%

By hazard

What Danube faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

82% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Danube flood?

Every paid claim on a federal flood insurance policy in Danube, from FEMA’s records.

1paid claims since 2013

$10Kpaid to owners

0homes flooded more than once

20132026

of all homes
are insured

No community discount. Danube isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Herkimer County.

Disasters that hit Danube

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Danube itself: aid to households, or repair grants to the Town of Danube.

Brought FEMA money into DanubeDeclared for Herkimer County only

2017

Severe Winter Storm and Snowstorm

$4K to the Town of Danube for repairs

2013

Severe Storms and Flooding

$64K to the Town of Danube for repairs

2006

Severe Storms and Flooding

$51K to the Town of Danube for repairs

2004

Severe Storms and Flooding

$772 to the Town of Danube for repairs

2002

Snowstorms

$16K to the Town of Danube for repairs

Herkimer County has had 19 natural disasters declared since 1953, most often severe storms and floods.

Around Danube

Danube and the towns around it

Very lowLowModerateHighVery high

Mindenmostly inland floodingVery high

St. Johnsvillemostly inland floodingHigh

Little Fallsmostly inland floodingModerate

Manheimmostly inland floodingLow

Danubemostly inland floodingLow

Starkmostly inland floodingLow

Little Fallsmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Danube covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Danube’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Danube. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Danube total about $973K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.