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Natural hazards · Milan

Milan, NY natural hazards

Most of the natural-hazard damage FEMA expects in Milan comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 3 claims here since 2004. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Milan?

29
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Milan to be higher than in 29% of U.S. communities, mostly from inland flooding.

Inland flooding75%Hurricanes11%Everything else15%
By hazard

What Milan faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

75% of expected damage
Above average · higher than 50% of U.S. places
Recorded about 2 times a year in the area

Hurricanes

11% of expected damage
Well above average · higher than 81% of U.S. places
Recorded about once every 14 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Milan flood?

Every paid claim on a federal flood insurance policy in Milan, from FEMA’s records.

3paid claims since 2004
$16Kpaid to owners
1homes flooded more than once
20042026

Biggest named events

  • Hurricane Irene: 1 claim, $7K
  • April 2007 Nor'easter: 1 claim, $2K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Milan isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Dutchess County.
Disasters that hit Milan

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Milan itself: aid to households, or repair grants to the Town of Milan.

Brought FEMA money into MilanDeclared for Dutchess County only
2017

Severe Winter Storm and Snowstorm

$13K to the Town of Milan for repairs
2011

Hurricane Irene

7 households applied for aid $6K aid approved $140K to the Town of Milan for repairs
2010

Severe Winter Storm and Snowstorm

$13K to the Town of Milan for repairs
2007

Severe Storms and Inland and Coastal Flooding

1 household applied for aid $1K aid approved $22K to the Town of Milan for repairs
2003

Snow

$5K to the Town of Milan for repairs
Dutchess County has had 22 natural disasters declared since 1953, most often severe storms and hurricanes.
Around Milan

Milan and the towns around it

Clinton: Moderate, mostly inland floodingPine Plains: Low, mostly inland floodingRed Hook: Low, mostly inland floodingRhinebeck: Low, mostly inland floodingClermont: Low, mostly inland floodingStanford: Moderate, mostly inland floodingGallatin: Moderate, mostly inland floodingHyde Park: Low, mostly inland floodingPleasant Valley: High, mostly inland floodingWashington: Low, mostly inland floodingNorth East: Moderate, mostly inland floodingAncram: Moderate, mostly inland floodingSaugerties: Low, mostly inland floodingUlster: Low, mostly inland floodingSaugerties: Moderate, mostly inland floodingEsopus: Low, mostly inland floodingKingston: Moderate, mostly inland floodingLivingston: Low, mostly inland floodingGermantown: Very low, mostly inland floodingAmenia: High, mostly inland floodingTaghkanic: Low, mostly inland floodingMilan: Low, mostly inland flooding MilanClintonPine PlainsRed HookRhinebeckClermontStanfordGallatin
Very lowLowModerateHighVery high
Gallatinmostly inland floodingModerate
Stanfordmostly inland floodingModerate
Clintonmostly inland floodingModerate
Pine Plainsmostly inland floodingLow
Clermontmostly inland floodingLow
Milanmostly inland floodingLow
Red Hookmostly inland floodingLow
Rhinebeckmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Milan covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Milan’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Milan. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Milan total about $744K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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