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Natural hazards · Clermont

Clermont, NY natural hazards

Most of the natural-hazard damage FEMA expects in Clermont comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 2014. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Clermont?

31
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Clermont to be higher than in 31% of U.S. communities, mostly from inland flooding.

Inland flooding66%Tornadoes10%Hurricanes8%Everything else16%
By hazard

What Clermont faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

66% of expected damage
Above average · higher than 52% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

10% of expected damage
Below average · higher than 48% of U.S. places

Hurricanes

8% of expected damage
Above average · higher than 73% of U.S. places
Recorded about once every 17 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Clermont flood?

Every paid claim on a federal flood insurance policy in Clermont, from FEMA’s records.

2paid claims since 2014
$112Kpaid to owners
1homes flooded more than once
20142026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured
No community discount. Clermont isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Columbia County.
Disasters that hit Clermont

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Clermont itself: aid to households, or repair grants to the Town of Clermont.

Brought FEMA money into ClermontDeclared for Columbia County only
2017

Severe Winter Storm and Snowstorm

$10K to the Town of Clermont for repairs
2011

Hurricane Irene

$4K to the Town of Clermont for repairs
2010

Severe Winter Storm and Snowstorm

$8K to the Town of Clermont for repairs
2008

Severe Winter Storm

$47K to the Town of Clermont for repairs
2007

Severe Storms and Inland and Coastal Flooding

$7K to the Town of Clermont for repairs
2003

Snow

$4K to the Town of Clermont for repairs
2002

Snowstorms

$8K to the Town of Clermont for repairs
Columbia County has had 20 natural disasters declared since 1953, most often severe storms and winter storms.
Around Clermont

Clermont and the towns around it

Livingston: Low, mostly inland floodingGallatin: Moderate, mostly inland floodingGermantown: Very low, mostly inland floodingRed Hook: Low, mostly inland floodingSaugerties: Low, mostly inland floodingMilan: Low, mostly inland floodingTaghkanic: Low, mostly inland floodingGreenport: Very low, mostly inland floodingClaverack: Moderate, mostly inland floodingCatskill: Moderate, mostly inland floodingAncram: Moderate, mostly inland floodingPine Plains: Low, mostly inland floodingUlster: Low, mostly inland floodingSaugerties: Moderate, mostly inland floodingRhinebeck: Low, mostly inland floodingWoodstock: Moderate, mostly inland floodingClinton: Moderate, mostly inland floodingStanford: Moderate, mostly inland floodingClermont: Low, mostly inland flooding ClermontLivingstonGallatinGermantownRed HookSaugertiesMilan
Very lowLowModerateHighVery high
Gallatinmostly inland floodingModerate
Livingstonmostly inland floodingLow
Saugertiesmostly inland floodingLow
Clermontmostly inland floodingLow
Milanmostly inland floodingLow
Red Hookmostly inland floodingLow
Germantownmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Clermont covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Clermont’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Clermont. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Clermont total about $686K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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