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Natural hazards · Pine Plains

Pine Plains, NY natural hazards

Most of the natural-hazard damage FEMA expects in Pine Plains comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2007. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Pine Plains?

36
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pine Plains to be higher than in 36% of U.S. communities, mostly from inland flooding.

Inland flooding70%Hurricanes15%Everything else15%
By hazard

What Pine Plains faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage
Above average · higher than 55% of U.S. places
Recorded about 2 times a year in the area

Hurricanes

15% of expected damage
Well above average · higher than 82% of U.S. places
Recorded about once every 11 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Pine Plains flood?

Every paid claim on a federal flood insurance policy in Pine Plains, from FEMA’s records.

1paid claims since 2007
$2Kpaid to owners
0homes flooded more than once
20072026

Biggest named events

  • April 2007 Nor'easter: 1 claim, $2K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Pine Plains isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Dutchess County.
Disasters that hit Pine Plains

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Pine Plains itself: aid to households, or repair grants to the Town of Pine Plains.

Brought FEMA money into Pine PlainsDeclared for Dutchess County only
2021

Remnants of Hurricane Ida

1 household applied for aid
2017

Severe Winter Storm and Snowstorm

$28K to the Town of Pine Plains for repairs
2011

Hurricane Irene

3 households applied for aid $8K aid approved
2010

Severe Winter Storm and Snowstorm

$20K to the Town of Pine Plains for repairs
2007

Severe Storms and Inland and Coastal Flooding

6 households applied for aid $15K aid approved $71K to the Town of Pine Plains for repairs
2003

Snow

$7K to the Town of Pine Plains for repairs
Dutchess County has had 22 natural disasters declared since 1953, most often severe storms and hurricanes.
Around Pine Plains

Pine Plains and the towns around it

Milan: Low, mostly inland floodingNorth East: Moderate, mostly inland floodingGallatin: Moderate, mostly inland floodingStanford: Moderate, mostly inland floodingAncram: Moderate, mostly inland floodingClinton: Moderate, mostly inland floodingRed Hook: Low, mostly inland floodingRhinebeck: Low, mostly inland floodingClermont: Low, mostly inland floodingSalisbury: Moderate, mostly inland floodingAmenia: High, mostly inland floodingSharon: Moderate, mostly inland floodingTaghkanic: Low, mostly inland floodingLivingston: Low, mostly inland floodingWashington: Low, mostly inland floodingCopake: Moderate, mostly inland floodingPine Plains: Low, mostly inland flooding Pine PlainsMilanNorth EastGallatinStanfordAncram
Very lowLowModerateHighVery high
Gallatinmostly inland floodingModerate
Stanfordmostly inland floodingModerate
North Eastmostly inland floodingModerate
Ancrammostly inland floodingModerate
Pine Plainsmostly inland floodingLow
Milanmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pine Plains covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Pine Plains’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Pine Plains. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Pine Plains total about $841K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The coffee’s on

Where to, neighbor?

You’re in Pine Plains, NYDutchess CountyView boundary

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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