TownTapestry
Sign inJoin
GallatinGood night
Natural hazards · Gallatin

Gallatin, NY natural hazards

Most of the natural-hazard damage FEMA expects in Gallatin comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 9 claims here since 1980. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Gallatin?

58
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Gallatin to be higher than in 58% of U.S. communities, mostly from inland flooding.

Inland flooding74%Hurricanes8%Tornadoes8%Everything else10%
By hazard

What Gallatin faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

74% of expected damage
Well above average · higher than 79% of U.S. places
Recorded about 2 times a year in the area

Hurricanes

8% of expected damage
Well above average · higher than 80% of U.S. places
Recorded about once every 12 years in the area

Tornadoes

8% of expected damage
Above average · higher than 51% of U.S. places
Recorded about once every 83 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Gallatin flood?

Every paid claim on a federal flood insurance policy in Gallatin, from FEMA’s records.

9paid claims since 1980
$51Kpaid to owners
0homes flooded more than once
19802026

Biggest named events

  • April 2007 Nor'easter: 3 claims, $27K
of all homes
are insured
No community discount. Gallatin isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Columbia County.
Disasters that hit Gallatin

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Gallatin itself: aid to households, or repair grants to the Town of Gallatin.

Brought FEMA money into GallatinDeclared for Columbia County only
2017

Severe Winter Storm and Snowstorm

$12K to the Town of Gallatin for repairs
2011

Hurricane Irene

$32K to the Town of Gallatin for repairs
2010

Severe Winter Storm and Snowstorm

$7K to the Town of Gallatin for repairs
2008

Severe Winter Storm

$72K to the Town of Gallatin for repairs
2007

Severe Storms and Inland and Coastal Flooding

$30K to the Town of Gallatin for repairs
2002

Snowstorms

$15K to the Town of Gallatin for repairs
Columbia County has had 20 natural disasters declared since 1953, most often severe storms and winter storms.
Around Gallatin

Gallatin and the towns around it

Clermont: Low, mostly inland floodingAncram: Moderate, mostly inland floodingTaghkanic: Low, mostly inland floodingLivingston: Low, mostly inland floodingPine Plains: Low, mostly inland floodingMilan: Low, mostly inland floodingGermantown: Very low, mostly inland floodingRed Hook: Low, mostly inland floodingSaugerties: Low, mostly inland floodingNorth East: Moderate, mostly inland floodingCopake: Moderate, mostly inland floodingClaverack: Moderate, mostly inland floodingGreenport: Very low, mostly inland floodingCatskill: Moderate, mostly inland floodingStanford: Moderate, mostly inland floodingClinton: Moderate, mostly inland floodingRhinebeck: Low, mostly inland floodingGallatin: Moderate, mostly inland flooding GallatinClermontAncramTaghkanicLivingstonPine PlainsMilan
Very lowLowModerateHighVery high
Gallatinmostly inland floodingModerate
Ancrammostly inland floodingModerate
Livingstonmostly inland floodingLow
Taghkanicmostly inland floodingLow
Pine Plainsmostly inland floodingLow
Clermontmostly inland floodingLow
Milanmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Gallatin covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Gallatin’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Gallatin. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Gallatin total about $824K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

We left the porch light on

Where to, neighbor?

You’re in Gallatin, NYColumbia CountyView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Gallatin is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
Open detailed map