Natural hazards · Stanford

Stanford, NY natural hazards

Most of the natural-hazard damage FEMA expects in Stanford comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 6 claims here since 2007. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Stanford?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Stanford to be higher than in 52% of U.S. communities, mostly from inland flooding.

Inland flooding76%Hurricanes12%Everything else12%

By hazard

What Stanford faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

76% of expected damage

Above average · higher than 72% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

12% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 11 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Stanford flood?

Every paid claim on a federal flood insurance policy in Stanford, from FEMA’s records.

6paid claims since 2007

$44Kpaid to owners

1homes flooded more than once

20072026

Biggest named events

Hurricane Irene: 3 claims, $25K
April 2007 Nor'easter: 2 claims, $12K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Stanford isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dutchess County.

Disasters that hit Stanford

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Stanford itself: aid to households, or repair grants to the Town of Stanford.

Brought FEMA money into StanfordDeclared for Dutchess County only

2011

Hurricane Irene

$214K to the Town of Stanford for repairs

2007

Severe Storms and Inland and Coastal Flooding

$54K to the Town of Stanford for repairs

2003

Snow

$9K to the Town of Stanford for repairs

Dutchess County has had 22 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Stanford

Stanford and the towns around it

Very lowLowModerateHighVery high

Ameniamostly inland floodingHigh

Stanfordmostly inland floodingModerate

North Eastmostly inland floodingModerate

Clintonmostly inland floodingModerate

Pine Plainsmostly inland floodingLow

Milanmostly inland floodingLow

Washingtonmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Stanford covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Stanford’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Stanford. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Stanford total about $1.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.