TownTapestry
Sign inJoin
LivingstonGood afternoon
Natural hazards · Livingston

Livingston, NY natural hazards

Most of the natural-hazard damage FEMA expects in Livingston comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 13 claims here since 1979. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Livingston?

38
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Livingston to be higher than in 38% of U.S. communities, mostly from inland flooding.

Inland flooding67%Tornadoes9%Hurricanes8%Everything else16%
By hazard

What Livingston faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

67% of expected damage
Above average · higher than 62% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

9% of expected damage
Below average · higher than 48% of U.S. places
Recorded about once every 87 years in the area

Hurricanes

8% of expected damage
Above average · higher than 73% of U.S. places
Recorded about once every 17 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Livingston flood?

Every paid claim on a federal flood insurance policy in Livingston, from FEMA’s records.

13paid claims since 1979
$79Kpaid to owners
3homes flooded more than once
19792026

Biggest named events

  • Hurricane Irene: 3 claims, $14K
  • April 2007 Nor'easter: 3 claims, $29K
  • Not a named storm: 1 claim, $1K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured
No community discount. Livingston isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Columbia County.
Disasters that hit Livingston

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Livingston itself: aid to households, or repair grants to the Town of Livingston.

Brought FEMA money into LivingstonDeclared for Columbia County only
2017

Severe Winter Storm and Snowstorm

$31K to the Town of Livingston for repairs
2011

Hurricane Irene

1 household applied for aid $213K to the Town of Livingston for repairs
2010

Severe Winter Storm and Snowstorm

$30K to the Town of Livingston for repairs
2008

Severe Winter Storm

$103K to the Town of Livingston for repairs
2007

Severe Storms and Inland and Coastal Flooding

$47K to the Town of Livingston for repairs
2003

Snow

$9K to the Town of Livingston for repairs
2002

Snowstorms

$18K to the Town of Livingston for repairs
Columbia County has had 20 natural disasters declared since 1953, most often severe storms and winter storms.
Around Livingston

Livingston and the towns around it

Clermont: Low, mostly inland floodingGermantown: Very low, mostly inland floodingTaghkanic: Low, mostly inland floodingGallatin: Moderate, mostly inland floodingGreenport: Very low, mostly inland floodingClaverack: Moderate, mostly inland floodingCatskill: Moderate, mostly inland floodingRed Hook: Low, mostly inland floodingSaugerties: Low, mostly inland floodingMilan: Low, mostly inland floodingCopake: Moderate, mostly inland floodingAncram: Moderate, mostly inland floodingPine Plains: Low, mostly inland floodingHudson: Very low, mostly inland floodingAthens: Moderate, mostly inland floodingAthens: Moderate, mostly inland floodingCatskill: High, mostly inland floodingStockport: High, mostly inland floodingGhent: Low, mostly inland floodingHillsdale: Moderate, mostly inland floodingHunter: High, mostly inland floodingCairo: Moderate, mostly inland floodingLivingston: Low, mostly inland flooding LivingstonClermontGermantownTaghkanicGallatinGreenportClaverackCatskill
Very lowLowModerateHighVery high
Gallatinmostly inland floodingModerate
Claverackmostly inland floodingModerate
Catskillmostly inland floodingModerate
Livingstonmostly inland floodingLow
Taghkanicmostly inland floodingLow
Clermontmostly inland floodingLow
Germantownmostly inland floodingVery low
Greenportmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Livingston covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Livingston’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Livingston. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Livingston total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The door’s open

Where to, neighbor?

You’re in Livingston, NYColumbia CountyView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Livingston is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
Open detailed map