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Natural hazards · Claverack

Claverack, NY natural hazards

Most of the natural-hazard damage FEMA expects in Claverack comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 6 claims here since 1979. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Claverack?

43
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Claverack to be higher than in 43% of U.S. communities, mostly from inland flooding.

Inland flooding70%Tornadoes10%Hurricanes7%Everything else13%
By hazard

What Claverack faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage
Above average · higher than 66% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

10% of expected damage
Below average · higher than 49% of U.S. places
Recorded about once every 71 years in the area

Hurricanes

7% of expected damage
Well above average · higher than 79% of U.S. places
Recorded about once every 14 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Claverack flood?

Every paid claim on a federal flood insurance policy in Claverack, from FEMA’s records.

6paid claims since 1979
$15Kpaid to owners
1homes flooded more than once
19792026

Biggest named events

  • Hurricane Irene: 1 claim, $249

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured
No community discount. Claverack isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Columbia County.
Disasters that hit Claverack

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Claverack itself: aid to households, or repair grants to the Town of Claverack.

Brought FEMA money into ClaverackDeclared for Columbia County only
2017

Severe Winter Storm and Snowstorm

$31K to the Town of Claverack for repairs
2011

Hurricane Irene

5 households applied for aid $1K aid approved $221K to the Town of Claverack for repairs
2010

Severe Winter Storm and Snowstorm

$25K to the Town of Claverack for repairs
2008

Severe Winter Storm

$531K to the Town of Claverack for repairs
2007

Severe Storms and Inland and Coastal Flooding

$183K to the Town of Claverack for repairs
2003

Severe Storms, Flooding, and Tornadoes

1 household applied for aid $5K to the Town of Claverack for repairs
2003

Snow

$12K to the Town of Claverack for repairs
2002

Snowstorms

$22K to the Town of Claverack for repairs
2000

Severe Storms and Flooding

$4K to the Town of Claverack for repairs
Columbia County has had 20 natural disasters declared since 1953, most often severe storms and winter storms.
Around Claverack

Claverack and the towns around it

Greenport: Very low, mostly inland floodingGhent: Low, mostly inland floodingTaghkanic: Low, mostly inland floodingLivingston: Low, mostly inland floodingStockport: High, mostly inland floodingHillsdale: Moderate, mostly inland floodingHudson: Very low, mostly inland floodingAthens: Moderate, mostly inland floodingAthens: Moderate, mostly inland floodingCatskill: Moderate, mostly inland floodingCatskill: High, mostly inland floodingKinderhook: Low, mostly inland floodingAusterlitz: Moderate, mostly inland floodingChatham: Moderate, mostly inland floodingGallatin: Moderate, mostly inland floodingCopake: Moderate, mostly inland floodingAncram: Moderate, mostly inland floodingClermont: Low, mostly inland floodingGermantown: Very low, mostly inland floodingStuyvesant: Low, mostly inland floodingCoxsackie: Moderate, mostly inland floodingClaverack: Moderate, mostly inland flooding ClaverackGreenportGhentTaghkanicLivingstonStockportHillsdale
Very lowLowModerateHighVery high
Stockportmostly inland floodingHigh
Hillsdalemostly inland floodingModerate
Claverackmostly inland floodingModerate
Livingstonmostly inland floodingLow
Taghkanicmostly inland floodingLow
Ghentmostly inland floodingLow
Greenportmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Claverack covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Claverack’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Claverack. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Claverack total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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